Author Topic: Posting Policy-Out of Canada (OUTCAN) [MERGED]  (Read 132850 times)

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Offline high_octane

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Re: Posting Policy-Out of Canada (OUTCAN) [MERGED]
« Reply #250 on: January 18, 2018, 21:05:22 »
My screening for OUTCAN was tougher than any of my deployment ones, and more so for families.  That being said, and maybe it was just the Brookfield rep I had, I had amazing support from Brookfield on my move there and back.

Like screening dependents, your experience with Brookfield probably has a lot to do with how many things/people you try to move. They booked me a $5000 flight and when I pointed out better options for $1000 on HRG, Brookfield chimed in that I wasn't entitled to do that.. I keep that email chain! Blatant waste of tax money for the sake of blindly following poorly written policy..

I got my rep's go ahead to extend my rental while waiting for my primary vehicle to be repaired from moving damages. Later I couldn't claim any vehicle related expenses because of this.  :facepalm: I wrote a memo but after seeing the mountain of complaints they deal with and hearing some of the real horror stories, I decided to spend my energy elsewhere

Dealing with an insurance company in NY that doesn't read German receipts nor French estimates is another joy I won't get into. I got the money in the end but it took about a year and they tried very hard to get me to sign for much less. Still not sure if they are as incompetent as they appear or pretending to be in hopes you will sign for less.

1. The screening is a pain. Im OUTCAN  now from APS 17. The package alone, before you start filling it out and adding stuff is 16 pages long.

Yea 16 pages for the "checklist" not counting the annexes and printouts to be attached. I made a binder. Not having dependents lets you skip most of it though

I got through it in about 2 weeks if you don't count block leave and holiday slumps, mostly waiting for the medical appointments. Having a printout of your last security clearance request will help. Having very recently completed APRV for HR helps a lot as well.

Get a Amazon.ca VISA card. They do not charge the exchange surcharge that banks do for changing funds from Cdn $ to foreign $.

This has been my go to card on TD in the US and online shopping especially in USD.

Sadly will be killed off 15 Mar 18 see: https://www.chase.com/online/canada/amazon-ca-home.htm

Here's an alternative you might want to check out soon http://www.hometrust.ca/preferredvisa.aspx

My TD Canada Trust and TD Bank accounts are linked, I was able to get a US credit card from TD Bank with a nice balance (they did the credit check in Canada) and I'm able to, as required, shift money between countries.  I also have 2 branches within 2 miles of where I live. 

So, in short, check out where you are posted to and determine which is better for you.

Thanks I will check out TD and RBC. I already have a TD Canada account so leaning towards that.

I discovered on recent TDs my Canadian Visa's don't work at some US gas pumps anymore, even with all the postal code-00/00000/99999/12345 tricks. Seems to be a regional/brand specific thing. US seems to be very slow with getting modern chip cards
« Last Edit: January 18, 2018, 21:08:56 by high_octane »

Offline RubberTree

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Re: Posting Policy-Out of Canada (OUTCAN) [MERGED]
« Reply #251 on: January 18, 2018, 21:24:59 »
Whether you can get away with a TD account is, in my experience, highly dependent on where you live. They don't have any brick and mortar banks west of North Carolina I believe. I found their method of moving cash between accounts tedious and cumbersome. I even had to place a phone call to complete a transfer. My experience with RBC has been much better. Again, your mileage may vary depending on location.





(edited because I don't know my compass points)
« Last Edit: January 18, 2018, 23:31:38 by RubberTree »

Online kev994

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Re: Posting Policy-Out of Canada (OUTCAN) [MERGED]
« Reply #252 on: January 18, 2018, 21:41:08 »


I discovered on recent TDs my Canadian Visa's don't work at some US gas pumps anymore, even with all the postal code-00/00000/99999/12345 tricks. Seems to be a regional/brand specific thing. US seems to be very slow with getting modern chip cards
Try the three numbers in your postal code followed by any 2 other numbers

Offline high_octane

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Re: Posting Policy-Out of Canada (OUTCAN) [MERGED]
« Reply #253 on: January 18, 2018, 22:46:39 »
Try the three numbers in your postal code followed by any 2 other numbers

Yea.. I tried all those tricks over a month TD and seems to depend on the state and brand.

They are supposed to convert to accept chip cards by now but many seem reluctant to upgrade