Author Topic: Monthly Pay after deductions - Questions [Merged]  (Read 223488 times)

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Offline AoD71

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #25 on: September 27, 2005, 16:30:23 »
Don't you have to pay for boarding tho? ???

Offline Danjanou

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #26 on: September 27, 2005, 17:49:51 »
Don't you have to pay for boarding tho? ???

I'm presuming you mean Rations and Quarters here, yes you do. There should be plenty of relevant info on this elsewhere on the site, try a quick search.

Then again maybe he means boarding in the Naval sense. Some bean counter at Disneyland on the Rideau taking that nickname too seriously and now telling the NBPs that their job is now a high tech adventure ride a la Pirates of the Caribbean and they have to pay to do it. ::)
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Offline AoD71

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #27 on: September 27, 2005, 19:36:02 »
Lol, I guess I meant quarters while you are at Basic and if you decide to live on Base.

Offline Izzie

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #28 on: January 21, 2006, 01:04:10 »
I'm going to BMQ on the 4th of February.  I, like most other people, have bills to pay while I'm there and I was wondering if anyone knows when the first payday would be?  I know that I will get paid on the 15th and the 30th, but if I start of the 4th, when will my first one be?  Thx. ???
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Offline Not a Sig Op

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #29 on: January 21, 2006, 01:09:18 »
Reg Force - Paid at the end of each pay period (IE Paid for the 1st-15th on the 15th, paid for the 16th-30th on the 30th)

Reserve - Paid at the end of the following pay period (IE Paid for the 1st-15th on the 30th, for the 16th-30th on the following 15th.)

The reasoning behind the reserve delay is to allow time for the pay sheets to be entered into the system.

Unless there were any problems with the banking information you provided, assuming you're attending BMQ at St. Jean, you will be paid for the 4th-15th on the 15th. That being said, there may be some problems with your very first pay cheque (Don't quote me either way). If there are however, and ou need to pay bills that can't wait until the problem is corrected on the 30th,  inform your course senior that you need to speak staff concerning a pay-advance, and there shouldn't be any problems (You can quote me on that. If you have bills that absolutely have to be paid, they will sort out any pay problems).
« Last Edit: January 21, 2006, 01:11:54 by Just a Sig Op »

Offline Izzie

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #30 on: January 21, 2006, 01:13:59 »
Wonderful.. Thanx a lot!
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Offline Inch

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #31 on: January 21, 2006, 07:42:05 »
If you start on the 4th, you won't be paid until the 30th. Pay drops are done very early in the month, ie your mid month pay will be entered into the system on the 1st or 2nd of the month and you starting on the 4th will be after the mid month pay drop, therefore your first pay will be for the 4th to the 30th, on the 30th of the month.

Clear as mud?
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Offline 23007

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #32 on: January 26, 2006, 16:07:34 »
When I went through everyone got a pay advance on the first day to cover the expenses of everything we needed to buy from the Canex.
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Offline Izzie

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #33 on: January 26, 2006, 21:47:52 »
But, if u buy and bring everything beforehand, do you need to buy anything at Canex?  Could I just use the money for my bills if I don't need anything?
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aesop081

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #34 on: January 26, 2006, 21:53:12 »
But, if u buy and bring everything beforehand, do you need to buy anything at Canex?  Could I just use the money for my bills if I don't need anything?

Things have changed over the years but when i went through there were very specific things we had to buy at Canex.  I would be careful when purchassing things before the course.  As for your bills, a little bit of planning on your part would have saved you alot of worries.  You should have ensured that you had money to cover your bills for a short amount of time in case things got fouled up.  This is a lesson that will serve you well in your career, i suggest you make a note of it.

Offline ps

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #35 on: January 27, 2006, 09:32:14 »
Hi Izzie,

From what I understand there are some things (specific type of lock for example) that can only be purchased at Canex. I'm sure there are other places, but Canadian Tire or Walmart aren't one of them. I'm planning to have to spend some money on that sort of thing, although I've obtained pretty much everything on 'the list' already.
I'm starting BMQ on the 6th as well, so maybe I'll see you there.

Cheers :cdn:

Offline Sepulchrave

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #36 on: January 27, 2006, 17:57:07 »
How much does one get after all deductions including rations?

Offline Mamma Bear

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #37 on: January 29, 2006, 10:27:01 »
Well if ur getting there on the 4th of Feb u will be getting a cash advance of 220.00 and good luck with their pay system. I got there in Aug and im married with kids and i still had to pay rations and quarters till the pay got straighten out in NOV...So first few pays were like 440.00 cause they take off ur cash advance....Not its all straightened out and my pay every 2 wks is 910.00 but that is because im married with kids...Some of the ppl from my course went thru hard times not being able to pay their bills on time cause nothing is fast with the military.....Make sure u have all ur important paperwork with u before u head out to ST Jean :cdn:

Offline Zombie

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #38 on: January 29, 2006, 20:24:55 »
I am going to buy everything on my kit list before I go, because I figure that's why they they gave me it.  I could not save money before I went,

You just found a good way to save money...if you buy it when you're there you know it's the right thing you're buying, and will avoid buying things twice. Sure there are some things on the list you can buy in advance, but some (like the locks) I would wait for. There's a lot to be said about experience, and advice from those who have it.

Offline Mamma Bear

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #39 on: January 29, 2006, 22:14:18 »
 :cdn: well trust me if i were you i would wait....like the combination locks in St jean at the Canex u can buy 3 locks that u will need and they all have the same combo...1 for ur barrack box. 1 for ur green locker and 1 for your gym locker. The Abus lock is also boughten there. Your platoon staff will make u buy things they want in your locker...I ended up rebuying some stuff cause thats what they wanted....So just a few words of advice.... :salute:

Offline Izzie

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #40 on: January 30, 2006, 02:47:54 »
Oh yeah, I've just bought exactly what they told me to bring, so hopefully everything'll work out.  Thanks for all of your advice, I will take it with me. ;)
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Offline x-grunt

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #41 on: January 23, 2007, 15:00:40 »
Hi all, looks like I just might finally get through the re-enlistment process and go off to basic this spring.

I'm planning my finances, and a search hasn't given me this answer: What is the net pay for a NavRes N/CDT during IAP/BOTC?

It's easy enough to find out the gross pay, but I need to plan for after deductions. Anyone have info?

Thanks.

Offline Navalsnipr

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #42 on: January 23, 2007, 17:22:38 »
current pay rates for reservists can be seen at:

Current Reserve Officer Pay Rates

You should be getting the "basic" Officer Cadet rate
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Offline Big Foot

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #43 on: January 23, 2007, 17:46:47 »
Just a side note, to the best of my knowledge, you will be doing BMQ/BOTP since you are reserve, not reg. IAP/BOTP is the reg force basic course for officers.
It's not insubordinate if you know exactly where the line is and walk on it but never cross it.

Offline x-grunt

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #44 on: January 23, 2007, 18:00:19 »
Just a side note, to the best of my knowledge, you will be doing BMQ/BOTP since you are reserve, not reg. IAP/BOTP is the reg force basic course for officers.

Naval Reserve and Air Reserve  do a reg force equivalent IAP/BOTC rather then the compressed militia BMQ.

Offline x-grunt

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #45 on: January 23, 2007, 18:02:12 »
current pay rates for reservists can be seen at:


Hey, thanks for that, but as I posted the gross amount is easy to find, I'm trying to get a sense of what I'll clear on a paycheque after deductions. Just trying to make sure the bills will be covered while I'm off for 3 months.

Offline Big Foot

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #46 on: January 23, 2007, 18:08:36 »
Naval Reserve and Air Reserve  do a reg force equivalent IAP/BOTC rather then the compressed militia BMQ.
Seen, I stand corrected I guess then :) Was just going off of my experience with the army reservists this summer, thats all.
It's not insubordinate if you know exactly where the line is and walk on it but never cross it.

Offline Mainz

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #47 on: February 01, 2007, 12:11:14 »
If I may add another question along this line. I am heading to Venture to NavRes IAP 30 April - 16 June, BOTP 18 June to 10 July, then NETPO 16 July to 25 July. Obviously I am a Naval Cadet at present.

My question is simply, do all Naval Cadets receive their Acting Sub Lieutentant Commission at the end of BOTP?

Offline hotelquebec9er

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #48 on: February 01, 2007, 12:16:41 »
No they don't.  If you are RESO, then you will not get your promotion until the end of your first trade course (MARS I, for example).  If you already have a degree, then yes, you do get promoted at your graduation parade or shortly thereafter.


Oh, and back when the pay rate was $78 per day (it's gone up) I was recieving just under $1k per pay period after deductions (two weeks) while on IAP/BOTP.  This is of course not your "true" paycheque because of your "away from unit" incidental benefits you recieve upon your return.  All of my info is outdated however -- The extra daily pay could bump you into another tax category for all I know.... 
« Last Edit: February 01, 2007, 12:21:59 by hotelquebec9er »

Offline Meridian

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Re: Monthly Pay after deductions - Questions [Merged]
« Reply #49 on: February 01, 2007, 13:59:22 »
A good question. One hard to find for the officer side, when I asked via Recruiting, they told me it depended on too many factors and refused to give any indication.

I dont know for Res, but maybe Reg force conjecture may help:
At any rate, on the Reg Force side, it depends on enrollment plan since that factors which category you are paid at (A, B, C, etc).

As an example, a CEOTP candidate earns roughly the same (+/- 100$) as a Private Basic.

Private Basic deductions as per what someone else has posted on another thread here (I can never find it quickly).  You can do a *general* extrapolation of the percentages Im sure to get an idea.  But how this would affect Res pay, I have no idea.



Single:

Pay rate:  2421.00
Supplemental death benefits: 5.85
Employment Insurance: 47.21
CF Pension and CPP: 203.44
SISSIP/LTD: 5.07
Income Taxes: 415.51
Sales tax: 0.53
Single quarters: 74.00
Rations: 365.61

Total deductions: 1117.22

Net take home pay:  1303.78