Author Topic: Service Income Security Insurance Plan (SISIP)  (Read 285489 times)

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Offline bigcletus

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SISIP - LTD
« Reply #275 on: January 21, 2013, 18:57:39 »
I'm just starting to fill in the app for LTD.  I read it over in full before I'll complete it and notice that SISIP are asking what VAC pension/Awards have been received.  With the court case last year eliminating the SISIP claw-back, has anyone just ignored that portion of the info ??  I don't want to stop the process by refusing to provide the info, but really VAC benefits have no bearing on SISIP LTD now...or does it ??   I'm just trying to get a feel for what others have done recently with this.

Thanks

Offline MedTech32

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Re: SISIP - LTD
« Reply #276 on: January 22, 2013, 06:42:17 »
Its the same old case of the paper work not catching up with reality.  I wouldn't worry about it.  I just did mine.  I left it blank, or I ball parked it (I can't remember).  I've been getting my awards in tidbits as I fight and I've lost count of the actual amount.
In Arduis Fidelis
Militi Succurrimus


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Offline bigcletus

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Re: SISIP - LTD
« Reply #277 on: January 22, 2013, 14:48:47 »
Thanks Med...that's the way I'll go too (and that what my initial plan was lol)

Cheers

Offline milnews.ca

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Court hearing date set next month in Halifax
« Reply #278 on: January 29, 2013, 20:00:43 »
Latest from the Federal Court:
Quote
T-463-07; DENNIS MANUGE v. HMQ Federal Court Hearing will take place at the World Trade and Convention Centre, 1800 Argyle Street, Halifax, NS on February 14 and 15, 2013 at 10:00 a.m.
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Offline Nemo888

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Re: SISIP LTD Class Action settled (and follow-up on claw-back)
« Reply #279 on: January 31, 2013, 18:18:55 »
Slightly off topic but 100% LTD related.

When you are receiving LTD in the first 2 years of your rehab before you can get VAC voc rehab are you eligible for the earnings loss benefit and the 40k per year minimum?

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Re: SISIP LTD Class Action settled (and follow-up on claw-back)
« Reply #280 on: February 13, 2013, 15:34:14 »
This just out from the Minister of Defence on how much the lawyers'll get....
Quote
“Our Government has enormous respect for the men and women who have sacrificed in service of their country. Government officials have concluded discussions with the class’ legal team to come to an agreement in principle in the class action of Dennis Manuge v. Her Majesty the Queen regarding the offset of Pension Act disability benefits from the Service Income Security Insurance LTD Plan (SISIP). The current estimated value of the settlement is approximately $887.8 million.

Obviously, in settling the case, we expect that as much of that settlement as possible reaches its intended beneficiaries, the veterans themselves. The Crown informed the judge that the Government of Canada will oppose the amount of legal fees ($66.6M) being sought by class members as excessive and unreasonable. Class counsel are entitled to recover reasonable legal fees for their work; however, the legal fees sought, which equates to a top hourly rate of $13,487.50, are so far beyond what can be characterized as reasonable as to be grossly excessive.

The Crown has filed submissions oppose the amount of legal fees that are being sought by class counsel on the basis that they are excessive. The issue of legal fees for class counsel was not part of the settlement agreement and will be decided separately by the Court. Our government continues to reflect and improve upon its programs dedicated to supporting Canada’s ill and injured military personnel and veterans, and to provide the care that our personnel and their families deserve.”
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Offline Privateer

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Re: SISIP LTD Class Action settled (and follow-up on claw-back)
« Reply #281 on: February 13, 2013, 15:46:26 »
In fairness, the proposed amount for legal fees was discussed in detail in the notice to class members approved by the Court.  Details were also posted online, here: http://leavenovetbehind.ca/proposed_agreement

It's not like the lawyers were keeping the proposed fee (which has to be approved by the Court) a secret.

The Government fought this claim all the way to the Supreme Court of Canada on certification, and then on the merits.  Their claim that they are now concerned for the rights of veterans is, frankly, ballsy BS at this point.  A desperate attempt at seeking some good optics at the end of the process.

Offline milnews.ca

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Re: SISIP LTD Class Action settled (and follow-up on claw-back)
« Reply #282 on: February 13, 2013, 16:06:32 »
In fairness, the proposed amount for legal fees was discussed in detail in the notice to class members approved by the Court.  Details were also posted online, here: http://leavenovetbehind.ca/proposed_agreement

It's not like the lawyers were keeping the proposed fee (which has to be approved by the Court) a secret.

The Government fought this claim all the way to the Supreme Court of Canada on certification, and then on the merits.  Their claim that they are now concerned for the rights of veterans is, frankly, ballsy BS at this point.  A desperate attempt at seeking some good optics at the end of the process.
Or to hang on just a liiiiiiiiiiiiiiiiiiiiiiitle bit longer?

How cynical of me ....
“The risk of insult is the price of clarity.” -- Roy H. Williams

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Offline BeyondTheNow

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Re: SISIP LTD Class Action settled (and follow-up on claw-back)
« Reply #283 on: February 15, 2013, 01:08:10 »
Veterans relieved
CBC News
Last Updated: Feb 14, 2013 8:55 PM ET

http://www.cbc.ca/news/canada/nova-scotia/story/2013/02/14/ns-disabled-vet-clawback-hearing-day-1.html

"Veterans have fought and won a six-year battle to get money for comrades who have been disabled in a conflict zone or at home. CBC

Alisa Sellar, whose husband is a veteran who suffers from MS, says the settlement will change her family's life. CBC

Dennis Manuge, the lead plantiff in a class-action lawsuit against the federal government, is a former mechanic who was injured in 2003. CBC

An almost $900-million class-action settlement over the clawback of military pensions is expected to be completed over the next two days in Halifax.

On Thursday, dozens of the 7,500 disabled veterans involved in the suit attended a hearing, which is the last step in the Federal Court process that has taken more than six years.

Many people at the hearing said they are relived the ordeal will soon be over.

The veterans sued the federal government because their long-term disability benefits were being reduced by the amount of their disability pensions, with some of the most gravely injured not receiving any of their pension.

Veterans have been complaining about the clawback of various benefits since the new Veterans Charter was introduced in 2006.

Alisa Sellar, whose husband is a veteran with multiple sclerosis, said this deal will finally give her family their life back.

"We don't have to sell our house anymore is what this means," she said.

"And my husband is very, very happy because he doesn't have to worry about me and the kids. He's been in a nursing home for six years. He's had MS for 25 years. His main concern is us and this to him means he won't have to worry about us anymore."

The lead plaintiff in the case is Dennis Manuge, a former solider who was injured in 2003. He has fought in the courts for more than six years to get money for veterans who have been disabled in a conflict zone or at home..."

(Cont'd in link...)

« Last Edit: February 15, 2013, 01:11:53 by BeyondTheNow »
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Offline Teager

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SISIP LTD RES vs Reg
« Reply #284 on: April 03, 2013, 10:27:10 »
So I'm just putting this out there to see if anyone else feels theres some unfairness or maybe you think it is fair.

Currently if you are a res on CL C service and are injured on duty and released you recieve 75% of your pay AT TIME OF INJURY or the minimum of 40k.

If you are Reg force you recieve 75% of your pay AT TIME OF RELEASE.

For my own case this is hard for me because I am a res soldier currently still on CL C. At the time of injury I was a pte on tour. I am now a cpl 4 and still waiting for release. In my opinion they should make it the same for both reg and res soldiers on CL C service.

Anyone else think this or differently?

Teager

Offline stokerwes

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Re: SISIP LTD RES vs Reg
« Reply #285 on: April 03, 2013, 15:48:33 »
I think that as long as there was no break in service the rate should be the same for Reg and Res force.

Offline dapaterson

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Re: SISIP LTD RES vs Reg
« Reply #286 on: April 03, 2013, 16:16:22 »
Policy never exists in a vacuum.  I suspect that, when written, the policy assumed that an individual would be released quickly.  Current CF policy provides for increased periods of retention following injury.

This does highlight that the policy needs to be reviewed.

I would suggest starting the ball rolling with a memo up your chain of command, pointing out the discrepancy, and requesting that they go up, through their chain of command, to seek an explanation.

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Everyone has the following fundamental freedoms: freedom of thought, belief, opinion and expression, including freedom of the press and other media of communication
http://laws.justice.gc.ca/en/charter/1.html

Offline Teager

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Re: SISIP LTD RES vs Reg
« Reply #287 on: April 03, 2013, 20:09:24 »
Well at least we know policys can be changed  :nod:

As for the chain of command I would use that method but for myself theres issues with it which I won't discuess here but if you want to know the issues send me a msg.

I'd prefer to go to my local MP as SISIP changes would come from the MND who is the insurance policy holder. My point though was to see if anyone here was also feeling the same way or is satisfied with the way things are currently.

Cheers,

Teager

Offline Nemo888

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Re: SISIP LTD RES vs Reg
« Reply #288 on: April 03, 2013, 20:28:27 »
There is no 40k minimum on SISIP rehab, but I do believe it is 75% of your rank on release. A Cpl would have to live on 1600$ after taxes every month. After that is exhausted you start VAC rehab with the 40k minimum. No idea about LTD. That would come after they are exhausted. The systems have gotten so much better since 2005 when the cost cutting New Veterans Charter was introduced.

Offline Teager

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Re: SISIP LTD RES vs Reg
« Reply #289 on: April 03, 2013, 20:50:43 »
Nemo MND announced that to stay in line with VAC he was bumping the minimum of SISIP LTD to 40k before taxes. I don't have an article off hand but can provide with the announcement. It was only announced within the last year so it is fairly new.

Offline Nemo888

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Re: SISIP LTD RES vs Reg
« Reply #290 on: April 03, 2013, 22:41:55 »
Currently there is no 40 k minimum. SISIP has no time frame for it to be introduced. In February they stated that only VAC has the top up while on rehab. You get 24 months on SISIP rehab, then 24 months on VAC rehab. If the changes are coming no one has told the front line pers at SISIP.

If you are currently a reserve Cpl and went on SISIP voc rehab today you would only get 1600$ a month to live on. MND makes many promises but only keeps a few.

Offline Teager

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Re: SISIP LTD RES vs Reg
« Reply #291 on: April 04, 2013, 09:40:52 »
Nemo this article is linked on the SISIP page.

http://www.forces.gc.ca/site/news-nouvelles/news-nouvelles-eng.asp?id=4138

MND says “From now on retroactive to October 3rd, 2011 our ill and injured veterans will receive a minimum pre-tax income of $40,000 a year while continuing to have access to vocational rehabilitation training."

From my understanding the article is dated April 10, 2012 that from then on retroactive to October 3, 2011 the 40k would kick in.

If this is not the case and you know first hand then this is a major issue that needs to be brought to light. What I'm going to do first is call SISIP and confirm if they have implemented what the MND says or not and go from there.

Cheers

Offline Nemo888

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Re: SISIP LTD RES vs Reg
« Reply #292 on: April 04, 2013, 10:53:18 »
As far as I know that only applies to LTD, permanent long term disability with no ability to be retrained. SISIP vocational rehab, which is what most get, is 75% of rank. The best plan is to look for a course now as the retraining programs are pretty awesome. They will pay up to 26k for that and throw in some expenses too. I missed the boat on that, but whatever. Compared to 2005 getting some time off and being able to rock the physio and gym makes me grateful as hell. I don't even like remembering how much pain I was in and what a struggle it was to get proper medical treatment.

Offline Nemo888

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Re: SISIP LTD RES vs Reg
« Reply #293 on: April 04, 2013, 11:07:27 »
I had dealings with Peter MacKay for a few years. Smart guy. I met him a few days after he became MND. I thought he would make a good Prime Minister and really wanted to help Vets. I have emails where he made many promises. Turns out he is usually full of crap and completely untrustworthy.

"The minimum benefit for the Primary Reserve Force members on short-term class of service who are medically released, or take a voluntary release but qualify as being totally disabled will increase to 75% of the deemed salary of $2700/month from the previously used $2000/month rate."

On LTD $2700 and only $2000 if you are on vocational rehab. I made twice that much on civvie street and lost the ability to work full time due to my injury.

Offline Nemo888

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Re: SISIP LTD RES vs Reg
« Reply #294 on: April 04, 2013, 11:15:30 »
Need to edit. Got out the form.
75% of 2700$=2025$-400 in taxes taken off=1625$ monthly.

Is there any way to get the edit post function back?

Offline Teager

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Re: SISIP LTD RES vs Reg
« Reply #295 on: April 04, 2013, 11:25:55 »
Nemo tried to PM you but your inbox is full lol. Got a bunch of questions for you if you don't mind.


Offline Nemo888

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Re: SISIP LTD RES vs Reg
« Reply #296 on: April 04, 2013, 11:34:52 »
I emptied it. Should be fine now.

Offline milnews.ca

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Federal Court approves deal
« Reply #297 on: April 04, 2013, 17:05:51 »
From the Federal Court of Canada:
Quote
The Federal Court approves a negotiated settlement of a class action brought on behalf of former members of the Canadian Forces.

(....)

The Court approves the proposed settlement finding that it represents a fair and reasonable compromise that is in the best interests of the class as a whole. With respect to the request made by counsel for the class to approve their claim to legal fees, the Court approves legal fees in an amount equal to 8% of the retroactive refunds payable to class beneficiaries. This figure is approximately 4% of the total value of the settlement ....
Summary, Docket: T-463-07, 4 Apr 13

Reasons for decision here or attached
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Offline Teager

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Re: SISIP LTD RES vs Reg
« Reply #298 on: April 05, 2013, 16:47:59 »
If theres anyone else with or without SISIP experience please feel free to give your thoughts. I'd especially like to know about the 40k minimum if anyone has experienced what Nemo has.

Cheers,

Teager

Offline maniac

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Re: SISIP LTD RES vs Reg
« Reply #299 on: April 06, 2013, 06:36:50 »
The only addition I would have is to contact the DND Ombudsman and explain your situation.  They may decide to address the issue at ministerial level as unfairness to reserve pers.