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  1. Cpl4Life

    Petawawa Thread- Merged

    We ended up buying in the Limestone area too, can't say enough good things about it.  No water issues in any houses here that I'm aware of and I know at least 75% of the residents in the neighbourhood.  Great neighbours, there's an active facebook group that organizes potlucks, playdates for the...
  2. Cpl4Life

    House Hunting Trip (HHT) Lore (merged)

    Thanks, I didn't realize it was the directive everyone was referring to.  I thought there was a policy manual of sorts beyond this.  Thanks for clarifying.
  3. Cpl4Life

    Mortgage Interest Rate Buy Down

    Great article, thanks for posting.  In part thanks to Griswald's article, we just signed off on our next mortgage at a combined rate of 2.1%.  We make 2.5% on our savings account at the bank right now, so 2.1% for a 5 yr fixed rate mortgage makes it almost not worth paying off it's so cheap!
  4. Cpl4Life

    House Hunting Trip (HHT) Lore (merged)

    Nothing to add about the toll bit, but I am very interested in Zoomie's comment about the detailed manual.  Is this manual available to mil pers who are doing an IRP move?
  5. Cpl4Life

    Winnipeg to Petawawa - where to stop on TTNL?

    Thanks for this information.  Did you cross at Sault Ste Marie?  Where did you find most of the toll roads? I'm not sure if it's very clear on google maps, I'll have to double check.
  6. Cpl4Life

    Winnipeg to Petawawa - where to stop on TTNL?

    We've decided to go through the US.  First night is at Timberlake Lodge in Grand Rapids, Minnesota, then Country Inn & Suites  in Marquette, Michigan and third/last night in Sudbury at the Fairfield Inn & Suites.  That should work out to 6 hrs/6hrs/8hrs then 5 hrs drive on the last day right...
  7. Cpl4Life

    Winnipeg to Petawawa - where to stop on TTNL?

    My wife wants to stick to Canada, while I'm thinking going through the US would be easier as far as finding lodging and gas, rest stops, etc.  Wife's concern is taking stuff across the border.  We won't have any fire arms or pets with us.  The only thing I am a bit concerned with our booze.  We...
  8. Cpl4Life

    Winnipeg to Petawawa - where to stop on TTNL?

    Not sure if we want to go through the US or stick to Canada.  Either way seems there's not a lot of options for decent hotels along the way.  It's about 2000 km's so we would have at least three nights along the way.  Does anyone have any suggestions for hotels or bed and breakfasts along the...
  9. Cpl4Life

    We SOLD!

    I second muffins advice. Read the directive/2009 policy and It's Your Move. They detail what can be moved and what can not. Plus if your moving you need to know what you're entitled to and what you are not. IRP reps are good, but, since most pers don't bother reading the documents they get tired...
  10. Cpl4Life

    What makes a hot resale in Petawawa?

    There is a shitty builder there but Lantern and Waito are good. Who built these three friends houses?
  11. Cpl4Life

    Exclusivity agreements

    I've never signed one of these agreements simply because I've yet to have a realtor ask.  If I am asked to sign one I will insist on it being for a set number of days, in case I find the realtor is showing me crap houses or only the houses at the top end (or even over) my price range, etc.  I...
  12. Cpl4Life

    What makes a hot resale in Petawawa?

    We are in a similar situation, one vehicle and absolutely no wish for a second. I plan to buy a house within 6 kms of the building I work in. This will allow me to hop on my bike or even take a good jog to work.  When the weather is really nasty I plan to drive, so my wife would have to drop me...
  13. Cpl4Life

    What makes a hot resale in Petawawa?

    Where are the apartments? On Limestone?
  14. Cpl4Life

    What makes a hot resale in Petawawa?

    Thanks cdnleaf, where is "location" in Pet? Also, were finding a lot of >300k homes are really crap quality. Nail heads showing through flooring, laminate flooring, cheap quality carpets, kitchens that I expect to find in >150k houses, problems with the builder clearly ignoring them, etc. Is it...
  15. Cpl4Life

    What makes a hot resale in Petawawa?

    Wife and I are going for our HHT in three weeks. We can't decide what price range to look, but we really like nice homes and since my wife suffers from a condition that often glues her to the crapper, we need lots of bathrooms as well as min 4 bedrooms. There are two houses that look...
  16. Cpl4Life

    IRP and Early Mortgage Repayment Penalty

    This is correct. The policy changed within the last year or so. Absolutely no IRD is reimbursed now.  Good on you for doing the reading; many do not and many get screwed by not reading the documents. IRD CAN cost you thousands and thousands and thousands of dollars. Pays to read those IRP books...
  17. Cpl4Life

    Petawawa Thread- Merged

    Are you asking when the most selection is?  I was wondering this myself, asked a few realtors and was told generally May is the hottest month for sales.  That may or may not be the best time for a HHT trip depending on why you're asking though.  Lots of selection, but if there's more sales maybe...
  18. Cpl4Life

    House Hunting Trip (HHT) Lore (merged)

    This is an excellent, thought provoking thread. The only point I can ad, is that what you qualify for in no way means that is the max you can afford.  I qualify for *way* more than I can actually afford.  I can't stress this enough; know your budget and what you and your family can afford for...
  19. Cpl4Life

    Mortgage Interest Rate Buy Down

    Your rep is correct about the CF clause - it's "Before their Lawyers" currently... (and has been for quite some time... ie we will most likely never see it happen). However, your rep is wrong in saying they do not have the $25 interest-free loan.  CIBC and Firstline via the Group Mortgage are...
  20. Cpl4Life

    ING Direct mortgage & porting using DND clause

    Good point Pusser.  ING indeed calls it "DND" policy (as in they use the DND acronym, not CF), but it only applies when you are posted and doing an IRP move, and I doubt (although I'm not positive) any civvys actually get posted so it would not apply in their case.
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