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Thanks George, I have read that section many times.  What I cannot seem to find is any reference to a what if you have already used an IPR..... It seems to me that I should get a move to enrolment location at the very least as I am now on a new TOS once I re-Enroll.  Cheers, Mike

"Re-Enrolments are treated slightly different.  If you retired from the Reg F, were entitled to an IPR at the time of release but DID NOT exercise your entitlement and subsequently "re-enrol" back into the Reg F prior to your IPR entitlement period expiring, then the benefit will be extended."...