Ah yes, but those conversations (usually) lead to a nice
DAOD 5019-8 Private Debts remedial measure, potential loss of security clearance, and a bunch of other nasty career implications that, frankly, make the situation worse.
Especially when the Private Debts incurred are due to the CoC posting/retaining someone in financial distress to a high CoL area with little to no support:
-There are almost no Single Quarters anymore at most bases that aren't student/transient, and if there are, there aren't nearly enough of them.
-The Pri 1 wait list for PMQs in Kingston is 81 pers long. They have 13 potential vacancies, and are only renovating 3 this year. They are not rebuilding the 200 or so units torn down in the 2010s on the Vimy side, because money.
-CFHD does very little. Especially in the housing market as it is.
So given the options are a "go to SISIP, sign your RW, and do better next time" conversation or suffering through car living.... guess which one sees a better outcome in Cpl Bloggins' mind....