Question. . . .

[Skweex85]

So, after spending about 2 hours reviewing the forum, searching topics etc. I am still unable to find anything that really helps with myconcern. So here is my dilemma.

I know through the application process a credit check will be performed, I am also very well aware that negative credit history seems to be viewed inappropriate but I had read "Substantiation (in writing) why you incurred these debts and from what/when." So my questions arise from that.

In 2005 I had taken a student loan to complete a trades course, about 1 week after starting my course, I had bank fraud commited on my account(The night bc student loans submitted my loan ). I was unable to press charges etc so am responsible for the balance of the loan. needless to say with minimal income, I have been unable to refrain from defaulting on the loan. I take full ownership for the lack of payments, however some circumstances have been out of my control.
does anyone have any insight to how this could impact my application?
Is this letter written by me?
Would it be beneficial to write the letter ahead  of time and perhaps  submit to the recruiting center to avoid processing delays?

Any " positive" imput is appreciated. I know this is self inflicted however, I am trying to better my situation by joining the CAF and would hate for this to be my deciding factor.

Thank you again.

 

[Animatronic Fireman]

Call a recruiter, that is the best answer you're going to get here.

Good luck.

 

[Bruce Monkhouse]

What he said.

Locked

 

[Pusser]

Have you reported the fraud?  Even if nothing comes of a police investigation, there will still be a report and that can help to mitigate the situation.

Keep in mind that the CF is not full of perfect people who've never been in trouble.  There are plenty who've been in trouble before.  That fact that something has gone awry in your life is not the most important factor.  What you've done about it since is far more important.

I know of at least one case where an individual was implicated in a criminal fraud.  In fact, the fraudster was somebody with the same name.  It was all sorted out eventually, but the CF member still had to explain it every few years when it came time to update his security clearance.

 

[Skweex85]

I had gone to the police when it happened, but they couldn't get camera footage to prove who it was, so it left me pretty screwed.
I will see if I can access the old police report so i know, just in case its needed.
Thank you