Author Topic: Monthly Pay at BMQ / Basic Training [Merged]  (Read 176139 times)

0 Members and 1 Guest are viewing this topic.

Offline dapaterson

    Mostly Harmless.

  • Army.ca Subscriber
  • Army.ca Myth
  • *
  • 437,145
  • Rate Post
  • Posts: 16,193
Re: Monthly Pay at BMQ / Basic Training [Merged]
« Reply #250 on: February 21, 2016, 21:03:57 »
Cap out? Like there's a set amount you pay and if you go over they give it back to you at the end of the year?

No.  CPP and EI both max out at the YMPE, set annually by the Government.  For earnings above YMPE, CPP and EI are no longer deducted.  However, your pension contributions go up for earnings above YMPE.  Your take-home pay will increase, but not by the amount of your CPP and EI deductions.  If you have more than one job, any excess CPP/EI deductions will be refunded on your taxes (or applied to taxes owed).
This posting made in accordance with the Charter of Rights and Freedoms, section 2(b):
Everyone has the following fundamental freedoms: freedom of thought, belief, opinion and expression, including freedom of the press and other media of communication
http://laws.justice.gc.ca/en/charter/1.html

Offline SupersonicMax

    is back home.

  • Mentor
  • Army.ca Veteran
  • *
  • 81,505
  • Rate Post
  • Posts: 2,778
Re: Monthly Pay at BMQ / Basic Training [Merged]
« Reply #251 on: February 21, 2016, 21:20:45 »
EI and CPP max out at $955.04 and $2544.30 respectively.  You will be taken 1.88% and 4.5% of your gross pass each month up to that amount.  If you make less than $50800 you'll pay EI all year.  If you make less than $51400 a year, you'll pay CPP for the whole year.

Offline BinRat55

    ???

  • Army.ca Veteran
  • *****
  • 19,940
  • Rate Post
  • Posts: 1,127
  • Lead by example.
Re: Monthly Pay at BMQ / Basic Training [Merged]
« Reply #252 on: February 23, 2016, 12:09:29 »
I lose the following every pay:

19% Federal Tax
8.6% CFSA (Your pension)
4.7% CPP
1.8% EI
0.2% SDB

Then there's SISIP (disability and life insurance, Mess Dues, PSHCP ($4), so roughly 35-40% of your gross pay and taxable allowances gone per month.

There's your rough numbers, time for a calculator...

Good Lord Puck! I read your numbers and felt they were a little low... said to myself "He's losing it..." but then I pulled up my payguide and applied your numbers... bang on to the dollar! Good one! and with everything totaled and taken, I lose 42.6% in all deductions!

That's yucky when I look at it that way...
Never interrupt your enemy while he is making a mistake - Napoleon Bonaparte

Offline Ryan_T

  • Jr. Member
  • ***
  • -100
  • Rate Post
  • Posts: 66
Re: Monthly Pay at BMQ / Basic Training [Merged]
« Reply #253 on: February 22, 2017, 13:46:27 »
I don't know if there is a thread for this topic since I can't find it. But I am curious to know what the take home pay is during basic/element/trades training..

Offline mariomike

  • Directing Staff
  • Army.ca Fixture
  • *
  • 490,640
  • Rate Post
  • Posts: 8,954
    • The job.
Re: Monthly Pay at BMQ / Basic Training [Merged]
« Reply #254 on: February 22, 2017, 13:49:28 »
I am curious to know what the take home pay is during basic/element/trades training..

Pay during BMQ
https://www.google.ca/search?q=site%3Aarmy.ca+pay+bmq&sourceid=ie7&rls=com.microsoft:en-CA:IE-Address&ie=&oe=&rlz=1I7GGHP_en-GBCA592&gfe_rd=cr&ei=_dytWIqdCKmC8Qet44r4Bg&gws_rd=ssl

Sticky,
Pay Scales for Regular Force 
http://milnet.ca/forums/index.php/topic,123858.0.html

Sticky,
Pay Scales for Primary RESERVE
http://milnet.ca/forums/index.php/topic,123857.0.html

take home pay
https://www.google.ca/search?q=site%3Aarmy.ca+pay+bmq&sourceid=ie7&rls=com.microsoft:en-CA:IE-Address&ie=&oe=&rlz=1I7GGHP_en-GBCA592&gfe_rd=cr&ei=_dytWIqdCKmC8Qet44r4Bg&gws_rd=ssl#q=site:army.ca+take+home+pay

Allowances / Benefits during BMQ 
https://army.ca/forums/index.php/topic,111011.25.html
2 pages.

A summary of pay and deductions at BMQ was included with my enrollment package.

Rate of Pay: $2806.00

Deductions:

SDB - $6.65
EI - $40.44
CF Pension & CPP - $294.16
SISIP-LTD - $4.71
Income Tax (Fed & Prov.) - $392.67
PPIP - $15.38
Salex Tax - $0.6
Quarters ( Married/CL do not pay) - $96.00
Rations - $543.41

Net Pay:

Single - $1411.98
Married/CL - $1507.98

« Last Edit: February 22, 2017, 14:44:43 by mariomike »

Offline Ryan_T

  • Jr. Member
  • ***
  • -100
  • Rate Post
  • Posts: 66
Re: Monthly Pay at BMQ / Basic Training [Merged]
« Reply #255 on: February 22, 2017, 13:54:05 »
Ya, that doesn't tell you how much your actual take home pay is.. I have been told different amount anywhere from $600-$1500. Even my recruiter said he wasn't sure.

Offline George Wallace

  • Army.ca Fossil
  • *****
  • 436,375
  • Rate Post
  • Posts: 31,578
  • Crewman
Re: Monthly Pay at BMQ / Basic Training [Merged]
« Reply #256 on: February 22, 2017, 14:10:30 »
Ya, that doesn't tell you how much your actual take home pay is.. I have been told different amount anywhere from $600-$1500. Even my recruiter said he wasn't sure.

Do you know what your deductions will be yet?  If NOT, then we can't tell you what you will have left to take home.
DISCLAIMER: The opinions and arguments of George Wallace posted on this Site are solely those of George Wallace and not the opinion of Army.ca and are posted for information purposes only.
Unless so stated, they are reflective of my opinion -- and my opinion only, a right that I enjoy along with every other Canadian citizen.

Offline mariomike

  • Directing Staff
  • Army.ca Fixture
  • *
  • 490,640
  • Rate Post
  • Posts: 8,954
    • The job.
Re: Monthly Pay at BMQ / Basic Training [Merged]
« Reply #257 on: February 22, 2017, 14:14:50 »
I was in the CAF 2012-13.

Do you have your old pay stubs as a reference?

Offline Ryan_T

  • Jr. Member
  • ***
  • -100
  • Rate Post
  • Posts: 66
Re: Monthly Pay at BMQ / Basic Training [Merged]
« Reply #258 on: February 22, 2017, 14:29:23 »
I am a family man if that helps and child support at $240/mth.

Sent from my XT1563 using Tapatalk


Offline paleomedic

  • Full Member
  • *****
  • 10,325
  • Rate Post
  • Posts: 265
Re: Monthly Pay at BMQ / Basic Training [Merged]
« Reply #259 on: February 22, 2017, 14:55:15 »
it said :

Net Pay: (this is per month btw)

Single - $1411.98
Married/CL - $1507.98

so divide those by 2 and that is approx your take home pay on the 15th and last day of the month. The numbers will vary based on current tax rates, etc., but that is pretty close to what I received during basic.

Offline Ryan_T

  • Jr. Member
  • ***
  • -100
  • Rate Post
  • Posts: 66
Re: Monthly Pay at BMQ / Basic Training [Merged]
« Reply #260 on: February 22, 2017, 18:57:56 »
it said :

Net Pay: (this is per month btw)

Single - $1411.98
Married/CL - $1507.98

so divide those by 2 and that is approx your take home pay on the 15th and last day of the month. The numbers will vary based on current tax rates, etc., but that is pretty close to what I received during basic.
Excellent. Thanks for the info.

Offline Ryan_T

  • Jr. Member
  • ***
  • -100
  • Rate Post
  • Posts: 66
Re: Monthly Pay at BMQ / Basic Training [Merged]
« Reply #261 on: February 22, 2017, 19:28:49 »
Thank you was to everybody giving answers

Sent from my XT1563 using Tapatalk


Offline GabeKosz

  • Guest
  • *
  • 20
  • Rate Post
  • Posts: 1
Re: Monthly Pay at BMQ / Basic Training [Merged]
« Reply #262 on: February 23, 2017, 19:10:12 »
Hey all,

I'm currently in the process of enrollment in the Canadian Forces and I was wondering what I can expect for pay when entering for basic training.  And what my rank will be on completion of basic training. I have a wife and kids so making 30,000 - the 500 odd a month while there won't really cut it. Thanks for any info!

GabeKosz

Offline CF1994

  • Guest
  • *
  • 80
  • Rate Post
  • Posts: 7
Re: Monthly Pay at BMQ / Basic Training [Merged]
« Reply #263 on: February 23, 2017, 19:16:46 »
It's 1507 net a month I believe for someone with children and married while at basic.

Sent from my SM-G930W8 using Tapatalk

Offline jdog

  • Guest
  • *
  • 410
  • Rate Post
  • Posts: 19
Re: Monthly Pay at BMQ / Basic Training [Merged]
« Reply #264 on: March 15, 2018, 14:05:14 »
Sorry for digging this one out of the attic, but probably best to post this here instead of yet another topic.

Digging around on the site I'm seeing some scattered info, but nothing concrete. (probably because this situation is rare).

Normally during BMQ your rations and quarters are different if you're married/CL, and/or if you have a mortgage vs renting.

My question, are there any changes if you are single, but have a mortgage on a house? (Probably not the norm for people walking into BMQ I would imagine.)

From what I gather, nothing changes unless you're married/CL, but I have seen a few older posts that hinted at a mortgage itself also making a difference.

Thank you again for any advice.

Offline Bbmoveup

  • Jr. Member
  • ***
  • 1,380
  • Rate Post
  • Posts: 64
Re: Monthly Pay at BMQ / Basic Training [Merged]
« Reply #265 on: March 18, 2018, 20:15:05 »
You pay $101 less then someone who doesn’t have a mortgage.

Offline jdog

  • Guest
  • *
  • 410
  • Rate Post
  • Posts: 19
Re: Monthly Pay at BMQ / Basic Training [Merged]
« Reply #266 on: March 18, 2018, 21:19:03 »
Good to know! Thanks!

Offline rockydc

  • Guest
  • *
  • 40
  • Rate Post
  • Posts: 2
How much does a recruit full time makes after tax. I know the before tax its on the  web and easy to find. Would also like to know for Corporal please.

I'm a plumber/heater in civil have my diploma and thinking to enroll.

Offline mariomike

  • Directing Staff
  • Army.ca Fixture
  • *
  • 490,640
  • Rate Post
  • Posts: 8,954
    • The job.
« Last Edit: August 26, 2018, 18:22:10 by mariomike »

Offline rockydc

  • Guest
  • *
  • 40
  • Rate Post
  • Posts: 2
Re: Monthly Pay at BMQ / Basic Training [Merged]
« Reply #269 on: August 27, 2018, 02:15:09 »
Thank you for quick reply sir.

Offline mariomike

  • Directing Staff
  • Army.ca Fixture
  • *
  • 490,640
  • Rate Post
  • Posts: 8,954
    • The job.
Re: Monthly Pay at BMQ / Basic Training [Merged]
« Reply #270 on: August 27, 2018, 07:49:01 »
Thank you for quick reply sir.

You are welcome. Good luck.  :)