Author Topic: Service Income Security Insurance Plan (SISIP)  (Read 321101 times)

0 Members and 1 Guest are viewing this topic.

Offline kratz

    Laughter drives the sun.

  • Float, Move, Fight
  • Army.ca Subscriber
  • Army.ca Veteran
  • *
  • 259,328
  • Rate Post
  • Posts: 2,235
Re: SISIP LTD RES vs Reg
« Reply #300 on: April 09, 2013, 20:33:37 »
I'm reading VAC's - "The New Veterans Charter" pamphlet that arrived in the mail.

In this document is clearly states $40,000 pre-tax minimum for those qualified, as an enhanced Earnings Loss Benefit
for Veterans participating in Rehabilitation program or unable to be gainfully employed.

I double checked this against the VAC website and found this link quoting the same information,
under the Earning Loss Benefit.

The VAC link also indicates it applies to certain Reservists as well.
Quote from: Pipe *General Call*
"Tanning Stations on the flight deck"


Remember, this site is unofficial and privately owned. The site benefits from the presence of current members willing to answer questions.

Offline Teager

  • Sr. Member
  • *****
  • 40,085
  • Rate Post
  • Posts: 839
    • Canada For Victory
Re: SISIP LTD RES vs Reg
« Reply #301 on: April 09, 2013, 21:49:27 »
"unable to be gainfully employed."

To bad VAC never defines "gainfully employed". I'm sure theres lots of vets that are employed but not gainfully but VAC believes any job is gainfull in my opinion.

Offline Nemo888

  • Banned
  • Sr. Member
  • *
  • 11,525
  • Rate Post
  • Posts: 871
Re: SISIP LTD RES vs Reg
« Reply #302 on: April 09, 2013, 22:06:59 »
I'm reading VAC's - "The New Veterans Charter" pamphlet that arrived in the mail.

In this document is clearly states $40,000 pre-tax minimum for those qualified, as an enhanced Earnings Loss Benefit
for Veterans participating in Rehabilitation program or unable to be gainfully employed.

I double checked this against the VAC website and found this link quoting the same information,
under the Earning Loss Benefit.

The VAC link also indicates it applies to certain Reservists as well.

That is for your VAC rehab. You get two years of SISIP rehab first. You can't get VAC rehab until you have exhausted the SISIP.

Offline heavy reader

  • Member
  • ****
  • 2,820
  • Rate Post
  • Posts: 171
Re: SISIP LTD Class Action settled (and follow-up on claw-back)
« Reply #303 on: September 16, 2013, 10:53:40 »
Folks:

I'm advocating for a Veteran in BC, who's ex was financially abusing him. Since their divorse, several years ago, it appears she has been tracking the SISIP class action and has initiated an action against this veteran with the hopes of getting a share of the prospective SISIP monies.

I am asking for any insight, links, legislation or experience with BC Divorce act, or any national act that protects veterans in this situation (i.e. protection of funds as a result of service disability, from an ex). I know I had read a statute on this before, but I cannot locate it.

Your assistance is appreciated.




Offline Puzzletree

  • Guest
  • *
  • 10
  • Rate Post
  • Posts: 1
Re: SISIP LTD Class Action settled (and follow-up on claw-back)
« Reply #304 on: October 10, 2013, 23:54:12 »
Hope you have received a response offline sooner, but for information purposes this is covered under clause 85(1) of the the Family Law Act in BC (each province is somewhat different) at http://canlii.ca/en/bc/laws/stat/sbc-2011-c-25/latest/part-6/sbc-2011-c-25-part-6.html.  There is also a good summation of exceptions and variety in application on pension.ca at http://www.pension.ca/Disability%20Benefits%20&%20FL.pdf.  This page also provides examples of some court decisions that may be of help.

Offline 411_Rocket

  • Guest
  • *
  • 310
  • Rate Post
  • Posts: 5
Re: SISIP LTD RES vs Reg
« Reply #305 on: December 19, 2013, 11:44:42 »
If theres anyone else with or without SISIP experience please feel free to give your thoughts. I'd especially like to know about the 40k minimum if anyone has experienced what Nemo has.

Cheers,

Teager

I have been on SISP LTD w / Rehab, since 17 Nov 2012 & getting just under $3,000 per month, AFTER TAXES. I released from the Pres, as a result of eventulally going on a Pcat, from a injury in Bosnia late 2000. I was on class "C", at the time of injury. It took about 6 months, for SISIP to kick in. Another Pres member, I worked with in Wainwright, is also getting the same scale on SISIP.

Online milnews.ca

  • Info Curator, Baker & Food Slut
  • Directing Staff
  • Army.ca Relic
  • *
  • 410,385
  • Rate Post
  • Posts: 21,727
    • MILNEWS.ca-Military News for Canadians
Re: SISIP LTD Class Action settled (and follow-up on claw-back)
« Reply #306 on: July 03, 2014, 19:53:47 »
Bump with the very latest ....
Quote
A Federal Court judge has approved a $38.6-million settlement for Canadian military veterans with disabilities who won a lawsuit with Ottawa last year, lawyers for the veterans said Thursday.

The veterans were originally awarded $887.8-million over the long-standing federal practice of clawing back the military pensions of injured soldiers by the amount of disability payments they received.

The latest amount approved was for a settlement on the cost of living provisions in that agreement.

The lawyers for the veterans said they found a miscalculation in the way the federal government determined the cost of living allowance for military veterans.

The original class action was initiated in March 2007 on behalf of representative plaintiff Dennis Manuge and other disabled Canadian Forces veterans affected by the clawbacks.

The lawsuit started with 8,000 people, but the $38.6-million settlement includes another 6,000 veterans who were not subject to a wrongful offset of their benefits, but whose cost of living allowances were also miscalculated ....
“The risk of insult is the price of clarity.” -- Roy H. Williams

The words I share here are my own, not those of anyone else or anybody I may be affiliated with.

Tony Prudori
MILNEWS.ca - Twitter

Offline bigcletus

  • Jr. Member
  • ***
  • 2,040
  • Rate Post
  • Posts: 95
SISIP & CPP
« Reply #307 on: July 23, 2014, 14:00:13 »
I was med released in Oct 2013.  I was granted the 2 year SISIP benefit, & was told by SISIP that at the end of that 2 year period, I'd have to apply for CPP Disability if still disabled.  In 6 months I turn 60.  Am I forced to apply for regular CPP at that time, so SISIP can claw-back their equal funds ??  Or can I delay until a year later, hopefully no claw-back, and maybe a touch higher CPP (61 yrs of age, vs 60) ??

I haven't contacted SISIP as I don't want them to catch this if they haven't already. 

Tnx

Jack

Offline Jewel144

  • Donor
  • Jr. Member
  • *
  • 2,170
  • Rate Post
  • Posts: 52
Re: SISIP & CPP
« Reply #308 on: July 23, 2014, 14:05:44 »
You don't have to apply for CPP until you're 65 if you choose to wait that long.

Offline dapaterson

    Mostly Harmless.

  • Army.ca Subscriber
  • Army.ca Myth
  • *
  • 440,835
  • Rate Post
  • Posts: 16,260
Re: SISIP & CPP
« Reply #309 on: July 23, 2014, 14:22:12 »
Investigate the rules concerning CPP disability payments (which are different from the regular CPP rules and payments).

CPP disability benefits are not the same as retirement benefits.

http://www.servicecanada.gc.ca/eng/services/pensions/cpp/disability/benefit/index.shtml?utm_source=campaign%20URL&utm_medium=twitter&utm_content=000050,%2003122013,%20Eng&utm_campaign=disability%20benefit
This posting made in accordance with the Charter of Rights and Freedoms, section 2(b):
Everyone has the following fundamental freedoms: freedom of thought, belief, opinion and expression, including freedom of the press and other media of communication
http://laws.justice.gc.ca/en/charter/1.html

Offline kratz

    Laughter drives the sun.

  • Float, Move, Fight
  • Army.ca Subscriber
  • Army.ca Veteran
  • *
  • 259,328
  • Rate Post
  • Posts: 2,235
Re: SISIP & CPP
« Reply #310 on: July 23, 2014, 16:08:51 »
bigcletus,

Thank you for posting and for everyone's reply.

There are too many posts asking for how to enter the CAF,
but far too few on how to deal with exiting our organization.
Quote from: Pipe *General Call*
"Tanning Stations on the flight deck"


Remember, this site is unofficial and privately owned. The site benefits from the presence of current members willing to answer questions.

Offline Teager

  • Sr. Member
  • *****
  • 40,085
  • Rate Post
  • Posts: 839
    • Canada For Victory
Re: SISIP & CPP
« Reply #311 on: July 23, 2014, 16:27:06 »
Once the 2 years with SISIP is over is there a program from VAC that kicks in if you are unemployed/disabled before CPP?

Offline bigcletus

  • Jr. Member
  • ***
  • 2,040
  • Rate Post
  • Posts: 95
Re: SISIP & CPP
« Reply #312 on: July 23, 2014, 17:59:25 »
I was told by SISIP, shortly before releasing, that at the 2 year mark, if my medical practitioner stated I was still disabled, I'd have to apply for CPP Disability.  If I was turned down, SISIP would continue (for how long, I have no idea).

So from these responses, it appears I can delay, buy 1 year, +/-, on apply for regular CPP.  If thats true, it works for me.

Offline bigcletus

  • Jr. Member
  • ***
  • 2,040
  • Rate Post
  • Posts: 95
Re: SISIP & CPP
« Reply #313 on: July 25, 2014, 15:48:16 »
I took the plunge and contacted my SISIP case manager.

Good news, so it appears...Maybe some others who are affected can glean some valuable info (and dollars) from this response:

'Certainly.  We would only deduct for CPP Disability.  Should you decide to take CPP retirement you would receive it in addition to our benefit.  If you defer CPP retirement to 61 you will still receive the benefit from us.  Either way there is no impact to the benefit you currently receive from us.    It would be CPP Disability that would affect your SISIP benefit.

I hope this answers your question but if not let me know.

Regards,"

Offline 44inchStone

  • Guest
  • *
  • 80
  • Rate Post
  • Posts: 5
Service Income Security Insurance Plan (SISIP)
« Reply #314 on: November 20, 2014, 18:26:33 »
Hey all,

Yes this is my first post. Served 25 years in the CF. Was released on a 3(B) medical back in 2004. Was NOT entitled to SISIP OR VOC REHAB.
With all the NEW programs out there I thought that because I was one of the lucky guys that was not entitled to these benefits back then, thought I'd be entitled to them now.
It was only actually after a chief I knew was releasing told me of all his entitlements after his release such as VOC rehab.
Could not actually believe that the CF paid 30K for his tuition for a heavy equipment course and this was without actually releasing medically. He said that it was an entitlement to retrain CF members after their release. I mean good on the CF now finally supporting our troops after release. Forgive my ignorance as I have been out for a while but I really wanted to take the same course but was told by SISIP that I have been out for too long and the military said that the NEW VOC rehab is for NEW releasing members.
Am I missing something here??
Am I not talking to the right people. Just think that this is VERY wrong. Served my country as many other past veterans and would like some of the same benefits that are available now as there was NOTHING for us back then.
Can someone please help? and is anyone else in the same situation?
"Dirty Patricia"
« Last Edit: November 21, 2014, 01:25:51 by 44inchStone »

Offline X Royal

  • Sr. Member
  • *****
  • 19,630
  • Rate Post
  • Posts: 579
Re: Screwed by SISIP and VOC Rehab
« Reply #315 on: November 21, 2014, 01:59:04 »
Giving you this benefit wouldn't allow Veterans Affairs to return $1.1 Billion to the general fund.
If they can find reasons not to spend it they can return it. >:(

Offline PuckChaser

  • Directing Staff
  • Army.ca Fixture
  • *
  • 915,785
  • Rate Post
  • Posts: 8,111
    • Peacekeeper's Homepage
Re: Screwed by SISIP and VOC Rehab
« Reply #316 on: November 21, 2014, 07:16:21 »
I find it odd you wouldn't be entitled. My father was a 3b in 2002 and got his VOC rehab covered.

Offline 44inchStone

  • Guest
  • *
  • 80
  • Rate Post
  • Posts: 5
Re: Screwed by SISIP and VOC Rehab
« Reply #317 on: November 21, 2014, 10:45:54 »
The reasons why they said I was NOT entitled to it was because my Military Pension combined with my CF Pension equaled more than the 75% if my pay. If it were less then SISIP would have given me the assistance.
AND even if I had the option of VOC rehab(Which is only good up until 2 years after your release), there would have been no assistance from SISIP. They screwed me BIG.
SO, in turn I had to find myself a substandard job. Still had to pay for a mortgage and support my family. I just could not wait for the months of back and forth fighting from DVA, SISIP and myself. Hoping that they would retrain me in something that I actually wanted to do.
In the past 9 years I've jumped from job to job. Just wish I could have chosen a new career path after the CF, something I really wanted. The same as what soldiers are given the option of doing now, even not released medically.
Things just don't seem right.
Pro Patricia!!

Offline George Wallace

  • Army.ca Fossil
  • *****
  • 436,400
  • Rate Post
  • Posts: 31,575
  • Crewman
Re: Screwed by SISIP and VOC Rehab
« Reply #318 on: November 21, 2014, 10:56:15 »
Quote
Military Pension combined with my CF Pension equaled more than 75% of my pay.

I assume that means that you are getting a Tax Free Medical Pension from the CAF and then your taxable CAF Pension.   

SISIP clearly states how they calculate their entitlements to the member.  You are not being wronged by SISIP if their calculations indicate you are getting more from other sources.   You are not being screwed.     

 
DISCLAIMER: The opinions and arguments of George Wallace posted on this Site are solely those of George Wallace and not the opinion of Army.ca and are posted for information purposes only.
Unless so stated, they are reflective of my opinion -- and my opinion only, a right that I enjoy along with every other Canadian citizen.

Offline blackberet17

  • "The standard you walk past, is the standard you accept." - LGen David Morrison, Chief of Army, Australia
  • Army.ca Subscriber
  • Sr. Member
  • *
  • 12,725
  • Rate Post
  • Posts: 505
Re: Screwed by SISIP and VOC Rehab
« Reply #319 on: November 21, 2014, 11:14:42 »
VAC Vocational Rehabilitation policy:

http://www.veterans.gc.ca/eng/about-us/policy/document/1209

From a handout (http://www.veterans.gc.ca/pdf/publications/nvc/canvet.pdf):

"If you are medically releasing for any reason or are a released CF Veteran with a service-related injury or illness, you may be eligible for rehabilitation services. In certain cases, spouses, common-law partners and survivors may also access vocational services."

Further:

Do I qualify?
You may qualify for rehabilitation services if you are a Veteran of the Canadian Armed Forces who:

• has medically-released within the last 120 days; or
• has any health problem resulting from your military service that is making it difficult for you to adjust to life at home, in your community or at work.

If you fall under the second point, you may qualify. Suggest you contact VAC (if not already done) at 1-866-522-2122 (toll-free) Monday to Friday, 8:30 to 4:30, local time.
« Ne vous occupez pas d'eux; ils ne savent pas tirer. [...] Il y a des ennemis devant nous, derrière nous et sur nos flancs. Il ne reste qu'une place sans danger, soit vers l'objectif. » Paul Triquet, VC

Offline 44inchStone

  • Guest
  • *
  • 80
  • Rate Post
  • Posts: 5
Re: Screwed by SISIP and VOC Rehab
« Reply #320 on: November 21, 2014, 14:28:01 »
So it sounds that SISIP and VOC Rehad are of course 2 different entities.
Soldiers can retire on a NON medical release after a certain number of years and be given 30K worth of re-education, ALSO collect a TAX FREE DVA pension and a TAXED Military Pension.
And yes serving members release on a non 3(B) release but collect tax free DVA pensions in which they deserve.
It's tough not to be frustrated. I would just like us "Old School" soldiers the same opportunities as new releasing soldiers. To me there are two sets of rules.
Decisions made by civilians with not a day in uniform!
Hoping I can get answers elsewhere.

Offline George Wallace

  • Army.ca Fossil
  • *****
  • 436,400
  • Rate Post
  • Posts: 31,575
  • Crewman
Re: Screwed by SISIP and VOC Rehab
« Reply #321 on: November 21, 2014, 14:32:05 »
The different types of VAC benefits are described in another thread.

This thread may be of interest to you:  http://army.ca/forums/index.php/topic,115735.msg1318812.html#msg1318812
DISCLAIMER: The opinions and arguments of George Wallace posted on this Site are solely those of George Wallace and not the opinion of Army.ca and are posted for information purposes only.
Unless so stated, they are reflective of my opinion -- and my opinion only, a right that I enjoy along with every other Canadian citizen.

Offline Bruce Monkhouse

    Is a pinball wizard.

  • Lab Experiment #13
  • Army.ca Subscriber
  • Army.ca Legend
  • *
  • 243,595
  • Rate Post
  • Posts: 14,805
  • WHERE IS MY BATON?
    • http://www.canadianbands.com./home.html
Re: Screwed by SISIP and VOC Rehab
« Reply #322 on: November 21, 2014, 14:36:13 »
It's tough not to be frustrated. I would just like us "Old School" soldiers the same opportunities as new releasing soldiers. To me there are two sets of rules.

So what you're actually saying is you're pissed off because things have improved for releasing members compared to back in our day??
.....and the 'new beat' goes on.
IF YOU REALLY ENJOY THIS SITE AND WISH TO CONTINUE,THEN PLEASE WIGGLE UP TO THE BAR AND BUY A SUBSCRIPTION OR SOME SWAG FROM THE MILNET.CA STORE OR IF YOU WISH TO ADVERTISE PLEASE SEND MIKE SOME DETAILS.

Everybody has a game plan until they get punched in the mouth.

Offline kratz

    Laughter drives the sun.

  • Float, Move, Fight
  • Army.ca Subscriber
  • Army.ca Veteran
  • *
  • 259,328
  • Rate Post
  • Posts: 2,235
Re: Screwed by SISIP and VOC Rehab
« Reply #323 on: November 21, 2014, 14:45:31 »
Under the current system, there are Voc Rehab benefits eligible members can access pre and post release.
Depending on when you access the benefits, SISIP will be the initial source and when those are exhausted,
depending on your case, VAC may extend their version of Voc Rehab to the veteran.

I am no SME on this, just currently going through the process.

One of the best sources for accurate information is your local JPSU.
At least they can direct you to the relevant SMEs.
Quote from: Pipe *General Call*
"Tanning Stations on the flight deck"


Remember, this site is unofficial and privately owned. The site benefits from the presence of current members willing to answer questions.

Offline WinnieThePooh

  • Guest
  • *
  • 20
  • Rate Post
  • Posts: 2
Re: Screwed by SISIP and VOC Rehab
« Reply #324 on: November 22, 2014, 19:01:11 »
"The reasons why they said I was NOT entitled to it was because my Military Pension combined with my CF Pension equaled more than the 75% if my pay. If it were less then SISIP would have given me the assistance."

To the best of my knowledge, one does not equate to the other. Regardless of income, training by SISIP for Item 3(a)/3(b) for 2 years after (and in some cases can be extended), has nothing to do with income. I have never heard of anyone receiving rehabilitation trg/funding on any release item other than medical.