Search results

Provincial taxation depends on your residential ties on 31 Dec of the tax year. The two biggest are where your home (owned or leased) and personal property are located and where your spouse or common law partner and/or dependants reside. In most cases this means where you lived on 31 Dec. If you...

Agree ArmyVern. I was not as clear as I should have been. The point I was making is CRA does not just use location on 31 Dec to determine residency but also looks at residential ties. Location of dependants is a big one that is hard to top and in the situation described CRA would almost...

I suspect this situation has little to do with DND deductions but comes down to satisfying CRA on several issues including Residency (provincial), Marital Status and Child Custody. The fact that you and your spouse/common law partner filed in different provinces probably tripped a flag with the...

The policy for Primary Reserve Education Reimbursement is detailed in CBI 210.810 ( http://www.cmp-cpm.forces.gc.ca/dgcb-dgras/pub/cbi-dra/210-eng.asp#sec-801 ). Of note: 1. Reimbursement is for courses successfully completed in the academic year not when the course started or tuition was paid...

If the other guy was PRes (including PRL) at the time the position was advertised then he has every right to apply the same as any other PRes member who met the requirements regardless of a RegF background. If he was Supp Res or CT'd directly from the Reg F to this job then it would appear that...

I think you may be mixing up some terms (PRes, PRL, Supp List) and situations (CT to a Res Force position) here. Full def'n of the terms can be found in CFAO 2-8 ( http://www.admfincs-smafinsm.forces.gc.ca/cfa-oaf/002-08-eng.asp ). The short version: Primary Reserve (PRes): members who have...

Sorry. I didn't receive such a breakdown. All I got from Pension Services was: a. Statement of Service which gave a year by year breakdown of my CF Service; b. Calculation of the Annuity which gave my total annuity and how it was arrived at; and c. The Cost of Past Service Election (Part I and...

I assume you are referring to the Excel calculator that was published on the pension website back in 2007 and then removed. If so then the latest update I did back in 2009 showed about 64% of the total part I.1 cost was interest. While I believe this is roughfully accurate (+/- 2 or 3%) there...

From the 2010 Actuarial Report of the RFPP (available at http://www.osfi-bsif.gc.ca/osfi/index_e.aspx?DetailID=502 ) RFPP Fund Liabilities = $155,700,000 RFPP Fund Assets = $233,300,000 (149.8% of liability) RFPP Fund Surplus = $77,600,000 So what created this surplus of nearly 50%? There are...

RECCEGUY: Agree with you that the numbers don't make any sense. $135K to buy a $500/month pension is quite simply a losing proposition that you would have to be crazy to take. $135K could buy a 60 year old male a life annuity through an Insurance Company that would pay about $675/month and that...

JustMyAlias: There are a number of issues in your questions and a lot of missing information making it impossible to give a simple answer. I won't get into any other issues (e.g. HHT, Rank/Seniority on enrollment etc) but will try to help out with the pension questions. Re the RRFP as a scam. ...

Rifleman: The member cost difference between the RFPP and other government sponsored is indefensible which is why officials either refuse to address the issue or, as has happened in your case, try to spin irrelevant or misleading statements to camouflage the fact that Reservists are paying a lot...

The AG report on the RFPP is quite disappointing. It is a superficial look at the RFPP that barely scratches the surface of the problems and ignores the causes. Among the litany of DND excuses is the "complex" policy and regulations. You would think if someone blamed policy or procedure for...

The 2008-2009 Annual report on the CF Pension Plans has been posted on the Adm Fin&CS website at http://www.admfincs.forces.gc.ca/doc/dcf-dsp/ar-ra-0809-eng.pdf Still wading through it myself but two items that jumped out at me: 1.  3395 elections filed. 106 completed. 299 "in progress"...

I doubt that anyone who has tried to deal with DCFPS over the last 4 years would say anything but a resounding NO to the question of whether the tools were in place to deal with the RFPP. DCFPS said as much in the 2006/07 annual report on the CFSA. It will be interesting to see if the AG...

I don't recall the officer's name. Regarding a redress however I would suggest reviewing the Administrative Policy of Class "A", "B" and "C" Reserve Service - CMP Instruction 20/04 01 Dec 04/Amendment 6 dated 22 Jul 09 (Available on he internet at...

I know of a case a few years back where an officer was posted to a ship for a three year Class C term. Two years in the CM posted him to an HQ position that was  Class B. Said officer complained and at the end of the day he was paid at Class C rates for the remainder of his original posting even...

You may have one slim hope. Both CLS and CMS have send letters to ADM (FIN CS) and CMP recommending an extension to 1 Mar 2011 due to the many problems with the RFPP rollout. The Chief of Reserves and Cadets Council made a similar recommendation early last year. The fact the deadline has come...

I would be cautious about saying the Top Up doesn't significantly increase the cost or benefit.  It really has to be looked at on a case by case basis and especially the pattern of service. In my case top up added about 10% to cost but increased the benefit by 17%. The extra benefit will pay...

Rifleman, You sound as frustrated with the RFPP and Pension Services as I am. I share your disgust of the interest rate gouging of reservists under the RFPP compared to other federal pension plans such as the Reg Force (CFSA), Public Service and RCMP, especially the 7% compounded on the front...