- Reaction score
- 12,152
- Points
- 1,160
I have health insurance.
I have life insurance.
I have fire insurance.
My fire insurance takes into consideration where I live and whether or not local response times conform to NFPA guidelines (1710 - 5 mins and 20 secs from receipt of the alarm to first attack, 8 to 10 mins to arrival of an effective response).
When such services are not available then I am required to make my own provisions to slow fires and assist firefighters when and if they arrive. Fire extinguishers. Water source. Hoses. Sprinklers. Every omission sees my premiums go up and possibly denial of claims and/or insurance.
It would make for an interesting codicil to my health and life insurance policies.
"We are not paying because you did not take adequate steps to defend yourself."
I have life insurance.
I have fire insurance.
My fire insurance takes into consideration where I live and whether or not local response times conform to NFPA guidelines (1710 - 5 mins and 20 secs from receipt of the alarm to first attack, 8 to 10 mins to arrival of an effective response).
When such services are not available then I am required to make my own provisions to slow fires and assist firefighters when and if they arrive. Fire extinguishers. Water source. Hoses. Sprinklers. Every omission sees my premiums go up and possibly denial of claims and/or insurance.
It would make for an interesting codicil to my health and life insurance policies.
"We are not paying because you did not take adequate steps to defend yourself."
