Define "peaked".
My 2003 Lexus IS was starting to rust when I sold it in 2012. With 210k on it. My 2013 Jetta Hybrid didn't have a spec of rust and only started giving me trouble at 240k. Sold it after 12 years.
Cars have gotten more reliable and lower maintenance over time. Stats bear this out. But people refuse to believe any of it. Reminds me about discussion on crime.
Cars are an appliance. Unless you live for motoring, most people don't think more of their Toyota than they do about their Whirlpool fridge. And if I had a fridge, I had to service every year, I would hate it. For most people, servicing is an absolute pain. You're taking a day off or working from home to go to the dealership or mechanic. At least, if you're a diligent person who services on time. So the less servicing days in a year the better. Honestly, I was kinda disappointed to go from a car with 15 000 km intervals to my Subaru now with 10 000 km.
When it comes to the rest of your post, I'll go back to why most suburbanites should stop compensating for their boring lives with truck and SUV features they never use. Embrace the hassle free EV lifestyle for the grocery getter and commuter. Then, if you genuinely want to indulge in motoring, actually get something interesting and not a CRV, RAV4, F150.