That isn’t a strong argument foundation. Most Canadians don’t get relocated against their will to posting locations like I am subject to. I had a posting message in 2019 (out of geo), 2020 (same gel location) and 2021 (out of geo). Should they take away posting allowances too because “most Canadians” don’t get them?
PLD is not just a housing benefit, though. It’s not about being necessary, it’s about offsetting the COL when the government forces you and your family to relocate somewhere that creates a disadvantage. That disadvantage doesn’t go away at the +2 year point or on the mbrs next promotion.
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PLD has broken and has failed. It no longer effectively does what it’s supposed to do. The peg to an Ottawa baseline has been allowed to become a polite fiction- those in a position of responsibility know that with what Ottawa has done in the past six years, a reassessment of PLD against the Ottawa baseline would result in a massive loss of PLD benefits.
I believe the housing affordability issue has grown much larger than simply PLD as an allowance. If CAF wants to retain a benefit for things like fuel and groceries cost, sure. There’s even other precedent for that in the Isolated Posts and Government Housing Directive that PS/RCMP have for some isolated locations. There’s a ‘living cost differential’ and an ‘shelter cost differential’ as two different rates.
Separate housing from other issues, and deal with it as the recruiting and retention imperative that it is.
I stand by having it means tested. To be blunt, I feel you were deliberately oversimplifying and dumbing down what I said, as if someone would be financially disadvantaged by promotion and losing such a benefit. In reality, a financial benefit could easily be scaled to avoid that, and still to cease at a certain amount of income (perhaps relative to a points matrix for different markets).
The fear of equity loss could be mitigated by a fairly applied home equity assistance benefit tied to relocation. A version of this already exists.
I don’t think it’s unreasonable to think that assistance specifically for home ownership should ramp down eventually once you’ve attained a rank and salary that should be more able to support it. The hardest part is getting into the market. Once you start building equity, if equity losses on posting are compensated, that’s pretty fair and reasonable.
Again, any such benefit needs to be defensible as a military necessity, to a population that doesn’t receive it. Only CAF gets PLD, and CAF salaries are already pretty good compared to the population at large.
One thing that will be neat to see will be if the trend towards more remote work will help favour spousal employment. Maybe CFMWS could put a project together to help to entice remote employers to employ CAF spouses. That would bridge one of the major structural gaps in this whole thing.