The "pro natalist" policies you have presented are all government social programs. All come with costs and tradeoffs, as well as potential benefits. Whether these policies are sensible is a fundamentally pragmatic issue; that is, their value is determined by whether or not they are a net benefit to society. People can oppose these programs for objective and rational reasons (government inefficiency/incompetence, high expense to taxpayers, existence of viable alternatives, etc), but probably not on moral grounds. Similarly, they can be supported for practical reasons (lower cost than alternatives, equitability of access, addresses needs not met elsewhere, etc), but probably not moral ones. These programs can be smart/stupid, but they are not inherently good/bad.