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Disability Pension and Retention

Of the multiple RCAF members this would affect, it was determined that ~5 were deemed essential and a request was submitted to CMP for an exemption to the IREM CRA60 policy. It was looking favorable that the exemptions would be approved.
Hmm, have a meeting later to discuss so will bring this up as a possible
I obviously don’t know your personal situation, but you may wish to consider a 3B release as a bit of a gift. It opens up a whole range of benefits not otherwise available in a normal 5 series release.
In my case there isn't a lot of benefit out of it. Keep in mind that I will be 64 when releasing and for the most part the benefits of a med release are geared towards those much younger.
Nope the bridge is part of the pension, always has been. All part of the funding formula.
Damn, I talked to the WO I work with and he understood it the same as I did. Even in the release seminars I attended over the years they always just mentioned 2% pension per year and never distinguished the bridge was part of that. Better let him know so he can plan accordingly as that makes a big difference. I am looking at an income reduction of over $2k a month then.

Thanks all for the info.
 
Bridge dissapears at 65. You keep it until then even if you draw CPP at 60, calculate the difference might be worth taking CPP early.
Also, you get OAS at 65, right now 727.
 
shhhhh, we are not supposed to mention oas on here.
OAS and CPP are the reason for the bridge benefit.
No shade on you, but why was it that as a Cpl I knew about the bridge benefit but so many of my seniors and peers are firing up the outrage bus when they learn about it. They become strangely silent when told that their pension contributions would be significantly more is it was life time.
And then, a month later jump on someone else's bus ...
 
OAS and CPP are the reason for the bridge benefit.
No shade on you, but why was it that as a Cpl I knew about the bridge benefit but so many of my seniors and peers are firing up the outrage bus when they learn about it. They become strangely silent when told that their pension contributions would be significantly more is it was life time.
And then, a month later jump on someone else's bus ...

I recall another Corporal who knew alot more about admin details than his superiors too... ;)


 
OAS and CPP are the reason for the bridge benefit.
No shade on you, but why was it that as a Cpl I knew about the bridge benefit but so many of my seniors and peers are firing up the outrage bus when they learn about it. They become strangely silent when told that their pension contributions would be significantly more is it was life time.
And then, a month later jump on someone else's bus ...

Can't answer for others on why they are firing up the outrage bus or why they become silent. I basically gave up explaining that it's not a claw back and having it for life would cost more, it is just to get them to CPP.

It's great that either it was explained to you properly or you dug deeper into it. That is my real issue and is on me for being lazy - for once I trusted fully what I was told and didn't dig deep into the policy myself, I am assuming others have done the same as they were under the same impression. I do take issue though with the fact that I attended several SCANs in which that was not stressed. Always have been told the pension was 2% a year without mention that the bridge was part of that 2%. In reality it is even more complicated now that I looked into it some:

Annual lifetime pension​

1.375% Ă— total pensionable service Ă— average earnings up to the AMPE (average maximum pensionable earnings)
+
2.0% Ă— total pensionable service Ă— average earnings above the AMPE

Annual bridge benefit paid until you reach age 65 or until you become eligible for a Canada Pension Plan/Quebec Pension Plan disability pension​

0.625% Ă— total pensionable service Ă— AMPE or your average earnings (whichever is lower)

I should have realized I needed to look more into it after I had to address to one presenter that it was not based on current income but an average of several years.

it was mentioned that a med release would give 90% pay so started looking into that (not falling for it again) - what appears to be a key component is that you have to be in rehab or have a diminished earning capacity due to the health problems that qualify you for IRB. If rehab stops then IRB stops. The IRB is to 65 unless you qualify under DEC that prevents occupation that pays equal to at least 2/3 of CAF salary in which case it could be lifetime (after 65 it is at 70 percent). Figuring I will give it a go and see what happens, worse case is they say no and I continue to not have what I don't already have.
 
Of the multiple RCAF members this would affect, it was determined that ~5 were deemed essential and a request was submitted to CMP for an exemption to the IREM CRA60 policy. It was looking favorable that the exemptions would be approved.

Do you know if this was done by the career managers, members requesting or the air force command to CMP? My CofC wants to keep me and is trying every avenue but don't know how to approach this one. Trying to get an answer out of the career manager but it is a but busy there right now and slow to get replies.
 
The requests came up from the CoC of the members, through the Air Staff to the Comd, then over to CMP for approval. There was a staff check over to DMCA to get their concurrence/support. However, from what I can see, they are still awaiting the approval from CMP.
 
Bump - To follow up, I am on the IREM program and being released the 31st of March 2028. Excited about the pay increase during my last couple years serving.

Will have 14.2 years of service. I believe I have to put in a MEMO to the CoC to release me to the transition center 6 months prior to release. Waiting till I have a year left to see what the procedure is, as we all know the policy can change by then. Who knows? Maybe i'll be able to extend the IREM again.
 
Bump - To follow up, I am on the IREM program and being released the 31st of March 2028. Excited about the pay increase during my last couple years serving.

Will have 14.2 years of service. I believe I have to put in a MEMO to the CoC to release me to the transition center 6 months prior to release. Waiting till I have a year left to see what the procedure is, as we all know the policy can change by then. Who knows? Maybe i'll be able to extend the IREM again.
If you're doing IREM at a unit and everything is going fine there's no reason to post you to a Transition Center.
 
Bump - To follow up, I am on the IREM program and being released the 31st of March 2028. Excited about the pay increase during my last couple years serving.

Will have 14.2 years of service. I believe I have to put in a MEMO to the CoC to release me to the transition center 6 months prior to release. Waiting till I have a year left to see what the procedure is, as we all know the policy can change by then. Who knows? Maybe i'll be able to extend the IREM again.
I am curious why you want to go the transition unit. The whole point about getting IREM was so you could work a full day at your unit and contribute.
 
I am curious why you want to go the transition unit. The whole point about getting IREM was so you could work a full day at your unit and contribute.
I think the are referring to the policy of medically released personnel being eligible for voc rehab the last six months before their release to set them up for civilian life. It does make sense from a unit perspective, as it could allow them to have a member posted in to replace them, or possibly double banking a position, for a period of time between APS and when a member is scheduled to go to the TU. But the everyone needs to be on board with the plan, including the CM.
 
If you're doing IREM at a unit and everything is going fine there's no reason to post you to a Transition Center.
Captloadie summed up pretty much everything.

The transition center is exactly what I need if I'm being released. I can start doing job experience in a new field, do up a resume and make sure all my paperwork is in for LTD, Pension, Provincial health coverage, and get the retired military health and dental plan, Also gives me time to collect all my documents from the MIR, start to find a family doctor, sell my house, look into school options and will give me the opportunity to talk to mental health.

The last thing I would want to do is work until the release date. I told my CoC that I didn't need 6 months, I could do it in 3 and they told me I was entitled to 6 so I should use the opportunity.

All this is null and void if they introduce an option to extend the IREM program, which I would apply for if able 1 year prior to my release.

Neat facts I discovered so far;
-If you are released on a 3b you are entitled to a paid local move.
-You can move to your final destination if it's local up to 2 years prior to your release date and 2 years after.
-You can volunteer or work in a job for work experience during the 6 months in the transition center.
-You can start schooling during your time in the transition center.
 
It does make sense from a unit perspective, as it could allow them to have a member posted in to replace them
It makes sense from a unit perspective. The downside is it incentivizes units to get rid of their injured (or problematic) people to free up space without giving them an opportunity to recover and remain closer to their peers (which we know aids recovery).


The transition center is exactly what I need if I'm being released. I can start doing job experience in a new field, do up a resume and make sure all my paperwork is in for LTD, Pension, Provincial health coverage, and get the retired military health and dental plan, Also gives me time to collect all my documents from the MIR, start to find a family doctor, sell my house, look into school options and will give me the opportunity to talk to mental health.
I get it. I understand why anyone would want posted to a TC as it certainly makes transitioning easier.

Some people have this idea that when they show up to a TC they're left to do whatever they want. Essentially 6 months of leave before release. That's not accurate. If your MELs indicate you can still work then the TC should put you right back to work immediately. You're not on your own time.


What I was saying previously is you can still do all those things you mentioned from your current unit so it's a want vs need. None of the examples you gave are solid reasons why you would need a posting to a TC. They're all normal things that people do from their home units all the time.

I know there's been talk on and off about having any member releasing medically to be posted to a Transition Center prior to release. Lots of pros and cons.

The last thing I would want to do is work until the release date.
Yeah. One of the issues the TCs fight with is people wanting to get posted there who don't want to work anymore (but still get paid). I'm not saying you're guilty of that, but that their current system (along with the medical system) allows for people to take advantage of this. Like I said above, some people show up at a TC thinking they have 6 months off. That's wrong.


I like the idea of injured CAF members still being able to work and serve Canada (if they want to). I just met a nice dude who somehow hasn't did a FORCE test in 9 years and can't deploy. He's got certain skills so they've kept him (on his way out now though).

On the other hand maybe when someone is injured and prognosis is to release they should just be given 6 months and released.

All this is null and void if they introduce an option to extend the IREM program, which I would apply for if able 1 year prior to my release.
If the CAF is willing to extend members who are releasing 1, 3, 9 years prior to release maybe they should just change UoS and make people like yourself (and the fellow I met) remain in the CAF. Raise the threshold to release someone under UoS.

-You can volunteer or work in a job for work experience during the 6 months in the transition center.
-You can start schooling during your time in the transition center.

A posting to the Transition Center isn't just 6 months. Some members have been posted there for years. The benefits you're talking about here are benefits that any member releasing from the CAF medically is entitled to. Including you at the unit you're currently with.

7 months prior to your date of release (regardless of where you're posted) you can:

a. go to part time or full time school for up to 6 months to complete stand alone courses or a course(s) you need to attend school post-release; and

b. work at a civilian job placement somewhere to give you OJE for a field you're interested in going into (or even just want to do tonget away from the CAF). You're still paid by DND and not where ever you're working. You can't technically volunteer somehwre because volunteer work bynit's nature is unpaid, but you're being paid by the DND. Sometimes there's creative ways around it though.
 
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