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Seniors Benefits Discussion- split from Liberal (Minority/Majority) Government 2025 - ???

I am all for a factual discussion. The poster I responded started with the ridiculous insinuation that every younger generation today is fiscally irresponsible.

Will you be correcting them for suggesting every young Canadian is lazy and financially inept?

I'd like you to show me where he even mentioned "every".
Im not taking any "sides" here, both stats and anecdotes can be total lies.

Im just telling you to keep it civil, that's how we try to do it on this website.
 
A good chunk of that gain is pogey.
Describe a good chunk.

You like facts so:

as of early October 2026, about 6% of all active EI recipients are aged 65 or older.


Key numbers (ESDC weekly data, current to October 4, 2026):
  • There are 986,960 active EI recipients in total, of whom 59,570 are 65 and older. canadacanada
  • That works out to 6.0% of active recipients, and seniors receive 5.7% of gross benefits paid. canada

Regional variation is significant: seniors make up 12.4% of recipients in Newfoundland and Labrador and 11.2% in PEI, versus 4.6% in Ontario and 3.9% in Alberta. That reflects seasonal work patterns in Atlantic Canada. canada


The share of all seniors that are on EI: it’s under 1%. Canada has roughly 8 million people aged 65+ so about 60,000 recipients is around 0.7%. That’s expected, since EI only covers seniors who are still working and lose insurable employment.

So not a thing other than a rounding error.
 
3$ a day in 1970 is a about a hours wage in 1970. Today it’s about 1/10th a hours wage.

That 1.3m 40 years from now could be only worth 130,000k in todays money based off similar inflation rates.

It isn’t nothing, but it certainly isn’t a huge potential amount with how much our income is eroding at the same time.
in 1970 I believe that minimum wage was 1.50. I was pulling 7.50 an hour plus hazard pay in a car plant in '68; as close as I can come
That's what statistics are for bud. Nobody gives a shit about your anecdotes.
Actually, there are some of us who do enjoy reading them. I didn't say agree with them though the same as we read your comments. I don't understand your logic though. Older people historically have earned more than younger people. Its called seniority and it is couple with experience. The Vietnamese ladies in the greenhouse make more than the students because they produce more per hour; they are more efficient workers. An older bricklayer works far faster than any freshly licensed 20 year old and so on. You seem to think that a person should start off at the top of the pay scale and work his way down. That has never, repeat never been the way of the world. And why should it be compulsory to retire at 65? You suggested that a person that doesn't retire doesn't have a life while in fact many of us have had a great life with kids and holidays and mortgage payments, baseball games and all the rest of it. But you can't play games all the time and the kids do leave eventually and there are only so many seniors' cruises to take before they get boring as hell. Raise the ceiling on the supplements, that is OK but stop wasting our money on frivolous programmes designed to instill party loyalty before you do and start paying for things out of your own pocket. A number of countries are increasing the retirement age because of dwindling pension funds. All I did at 65 was change hats. Sure there was a cut in pay but I continued to be productive. My great-uncle was still stooking when he was over 80. He wasn't fast but he was working. People keep working because it provides a reason for getting up in the morning and a sense of satisfaction when you finish in the evening. That doesn't change with age. A person looking forward to retirement has not put enough value on his current life.
 
Will you apply that same lens to your aggressive rants about older Canadians?

I do. That's why I have not made this about age. I have made this about income. People with six figure incomes shouldn't be getting government handouts. We do this for people above 65. That's literally the only group in society we do this for. I would like this to stop.

And these days, it's not just OAS. Muncipalities give property tax breaks for 65+. Transit agencies give seniors discounted fares (not a small matter against say a commuter spending hundreds on the GO Train). These are all policies based on an era when seniors were actually poor. They are now the wealthiest and some of the highest income cohort in the country. Ergo, the breaks should be removed.
 

We have a 109 year old member of the so-called "Greatest Generation" in our pension plan.

If he is reading these 29 pages , I can imagine him crying all the way to the bank. 😀

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Transit agencies give seniors discounted fares (not a small matter against say a commuter spending hundreds on the GO Train).

Age aside for just a moment ,

I think it's fair - hope our readers do as well - that Veterans Service Card holders ride free on Brampton and Mississauga Transit, all GO trains and buses , UP Express and a 25% discount on VIA Rail. 12070

Perhaps other Transit agencies as well.

24 / 7 / 365




 
Huh
I do. That's why I have not made this about age.
I beg to differ. It seems that most of your argument has focused on the over 65 set, with quite a bit of vehemence.
I have made this about income. People with six figure incomes shouldn't be getting government handouts. We do this for people above 65. That's literally the only group in society we do this for. I would like this to stop.
So every CAF member above WO or Capt, and some Sgts. Got it. Your wealth threshold for cut off from government support incorporates about 40 percent of the CAF... Got it
And these days, it's not just OAS.
The eligibility for OAS means that many CAF members will not be able to claim it, based on their pension alone, and Gaia forbid that they get a job upon retirement. I certainly do not qualify, but in keeping with your view, now that I am retired, it should be illegal for me work because I would be fairly compensated for my labour? Or maybe because I am an immigrant? Because my house is worth 600K, am I bad? I bought it for 250k 10 years ago, so I am clearly a profiteer who should be vilified.
Muncipalities give property tax breaks for 65+. Transit agencies give seniors discounted fares (not a small matter against say a commuter spending hundreds on the GO Train). These are all policies based on an era when seniors were actually poor. They are now the wealthiest and some of the highest income cohort in the country. Ergo, the breaks should be removed.
So kinda like a student pass for transit?

I won't bother making arguments about the demographic challenge facing Canada and all other Western countries, because it is obvious that you will not entertain any challenge to your view.

Have a nice day sir, madam, or other.
 
The best path forward if OAS is going to be ratchetted back on seniors based on their income level is to reduce your contributions to a RSP and focus on your TSFA, with the goal of maxing it out to the highest amount possible. There will be many individuals looking to do this going forward.

Use the tools that the government puts in your hands to the most efficient outcome possible.
 
Where did I say anything about CPP?
While earnings for younger Canadians have stagnated and declined in the last 50 years on average, older Canadians gained an average of $6,400 more in employment income, and their investment/retirement income more than doubled, jumping up an additional $17,600 (after inflation) than in 1976.

Government transfers for senior men also doubled; income coming from OAS, Guaranteed Income Supplement (GIS), social assistance, and the Canada Pension Plan (CPP) provided the average 65-plus Canadian male senior an additional $7,000 more in income in 2023, compared to 1976.
A good chunk of that gain is pogey.
Your citation mentioned CPP, so you did say "something". Equally pedantic, you did only say "a good chunk" (ie. not "all"), but without defining how much a "good chunk" is. It would be better if you quantified the chunk and didn't leave readers to guess how much. Information shouldn't be presented in a way that makes it vague or easy to misunderstand. If we're going to discuss OAS and use terms that have acquired a pejorative flavour, let's pull out OAS and talk about just OAS.
 
I do. That's why I have not made this about age. I have made this about income. People with six figure incomes shouldn't be getting government handouts. We do this for people above 65. That's literally the only group in society we do this for. I would like this to stop.

And these days, it's not just OAS. Muncipalities give property tax breaks for 65+. Transit agencies give seniors discounted fares (not a small matter against say a commuter spending hundreds on the GO Train). These are all policies based on an era when seniors were actually poor. They are now the wealthiest and some of the highest income cohort in the country. Ergo, the breaks should be removed.
At the same time they are still collecting education from us which is a service we definitely don't use anymore. There are other municipal services that most seniors don't use as well so they cut us a bit of a break on transit. One reason for that is simply that we avoid it during peak periods. Our ridership fills the dead spots when the buses etc. are more than half empty. And it does encourage some seniors who are better off on transit from taking their cars out of the garage or even getting rid of them. The 407 has different rates depending on time of day why shouldn't seniors get a similar break? Why do they cut us a break in the first place? Let me turn that around a little. Why do they cut the military a break with discounts or even free fares? It is a way to say thank you for your service whilst the municipalities are saying the same thing to the seniors: thank you for your contributions to our society over the last 35 years. Here are half price tickets. And a lot, not all of course, have earned that respect. My neighbour was up 3 mornings a week at 2 to head to the Food Terminal where he had a stall rain or shine winter and summer. He never did retire but died whilst carrying two blue jugs of water out to supply his workers. He was well into his 80s. He wasn't unique: there are many who worked just as hard. I don't think he ever rode the TTC so he never got to take advantage of his seniors rates but he certainly earned that right regardless of his bank balance. Instead of being bent and bitter why not take a moment and thank a senior for helping make Canada a better place to live.
 
So every CAF member above WO or Capt, and some Sgts. Got it. Your wealth threshold for cut off from government support incorporates about 40 percent of the CAF... Got it

And?

It would include me, in a few years.

And guess what? I'm okay with that. People making that much don't need government handouts. And that doesn't change when you magically reach 65 or because we wear relish PJs to work. Seems strange to me that you think we should only advocate for things where we don't have skin in the game.

PS. Your math is off. The pay scale is generous now. But it's still 35 years for a GSO Capt or a WO to make a 100k pension. It's a rare non-specialist member collecting a $100k with just 25 years.
 
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