Tcm621 said:
There are 3 main issues as I see it:
The first is the Pension Act was fairly straight forward, X percent disability get Y dollars a month. Both the NVC and the new PFL have dozens of sub programs which most of the people I talk to at VAC barely understand let alone vets Those benefits are paid out in a seemingly unfair process. Under the new system it is very hard to compare apples to apples.
Pre-2006 (Pension Act):
- Disability pension; % based, varied depending on # of dependents.
- Exceptional Incapacity Allowance
- Attendance Allowance for caregivers
Pain and suffering and economic loss are lumped into the same benefit. There is no distinction in benefits between someone who can still earn a living and someone who cannot. The pension amount varied with number of dependents- someone who was single would receive much less than someone married with kids. Disability pension is tax free which is a definite plus.
2006-2019 NVC
- Non-economic loss recognized through the Disability Award, tax free.
- Later recognition of pain and suffering through the Critical Injury Benefit (huge flaws, but not the subject right now so I'll defer). Tax free
- Economic loss through Earnings Loss Benefit initially of 75% or pre-release salary, later increased to 90%, including spec pay. Taxable.
- Permanent Incapacitation Allowance (later changed to Career Impact Allowance), and Supplement- increased monthly payments for the most badly permanently disabled.
- Retirement Income Security Benefit later added. Guarantees 70% of VAC benefits continue past age 65.
- Caregiver Recognition Benefit later added (Less generous than attendance allowance, discriminatory against mental health injuries).
So, I'll concede that the 2006-2019 NVC is quite a bit more complex than the pre-2006 Pension Act, however to claim that there were 'dozens' of benefits and services is hyperbole. There were only a couple more major benefits, and additional services like Vocational Rehab and later Career Transition Services are bloody good things to have. A lot of people suffer disability but are not invalids and can and want to move on to a new line of work. The disability rates for pain and suffering are definitely lower than the pension act pension would be, though note that CIA and CIA-S under NVC can top out at quite a lot more than EIA. The economic portion of the benefits is separately compensated under ELB if the veteran cannot earn at least 2/3 of their old income.
Now, for the new system:
Post-2019 Veterans Well Being Act
- Income Replacement Benefit: 90% of pre-release income including spec pay; 70% after age 65. Taxable. $20k of employment income can be earned before this begins to offset. BEnefit grows by 1% per year for up to 20 years to account for lost career growth.
- Pain and Suffering Compensation: % based, monthly amount up to max $1150/mo, or can be taken as a lump sum, presently around $274k at 100% if memory serves. Non-taxable.
- Additional pain and suffering compensation: Three grades, $500, $1000, $1500 a month depending on the degree of disability and the barriers to transition caused. Non-taxable.
- Caregivers Recognition Benefit, as per the NVC.
- Critical Injury Benefit (one time lump sum, around $70k if I recall) seems to still exist for sudden critical injuries or illnesses.
So, I wouldn't say that the new system is much more complex than the Pension Act, and it's definitely simpler than NVC. Veterans will not receive different financial compensation depending on if they're married with kids or not- why should the injuries of a single 23 year old be valued less than a 45 year old with a spouse and kids? Families tend not to be single income economic units anymore, and the economic half of the benefits also recognizes and compensatedthe lost income specifically if the veteran cannot earn a living anymore.
Fair to expect that VAC front line personnel probably are not up to speed on the system due in April yet. It took time to get used to NVC, not the least because of the frequent changes as they tried to fix it, but claiming that most VAC staff didn't know how it worked I'm very skeptical of that. Those I've known who worked in benefits certainly did.
The second, is that the Liberals campaigned on a "return to the pensions for life" not to create a new program with an old sounding name. This angered a lot of vets who likely voted for them based on that problem. Combine that with their handling of the Veterans fair generally such as Trudeau's "more than we can give" comments, continuing the Equitas case despite pledging not to and our new minister pledging to use her position to advance indigenous issues rather than vet issues, this creates a lack of trust.
Right, but 'pension for life' did not mean 'restore the pension act'. That specific idea was floated and widely rejected by a variety of veterans specifically because pulling the Pension Act wholesale out of the barracks box would have killed ELB, Voc Rehab, Transition Services and other good benefits. Wanting a pension calculated off the same rates table as the Pension Act would necessarily be the death knell for ELB since the Pension Act pension covered both economic *and* suffering. That's part of why it's a problem.
Thirdly, VAC is a horribly run department and it seems to have gotten worse since the Liberals took over. You almost never get the same answer twice, front line staff has very little knowledge, and no anility to find information, and (at least in my case) they appear to make stuff up when they aren't sure what is going on.
VAC needs to be run better, no question. Part of the problem has been public service hiring practices. They've recruited a lot of front line staff, but they work term contracts because the department cannot have the budgetary certainty to make them indeterminate. A good worker will do two years as a client services agent, then with a couple months left in their contract they need to find their next job and so off they go using their experience to get into another department that can give them permanent. Attrition has been a huge problem. The rapid flux in benefits hasn't helped either. Going forward there will be a simpler, more straightforward system of benefits with less interlocking and overlap. This should let front line staff get better at dealing with complex cases. But with that said, most cases I hear about get dealt with fine once they eventually reach the front of the queue.
The biggest problem is wait times. That problem simply needs more money thrown at it, in the sense that more staff need to be hired to process claims. When the previous government slashed departmental budgets, VAC basically had to take that out of personnel and operations since the expenditures on benefits payments are statutorily protected. They lost a lot of staff and they lost a lot of the certainty that comes with being able to be sure that they can permanently keep staff they hire. The current government has made a big show of hiring a bunch more, but a lot of experience and corporate knowledge was lost, and some of the new staff aren't sticking around.
Departmentally VAC needs to be taken seriously by the government. Treat it like the department of middling importance that it is rather than a political football, put someone in the job who will stay there for a whole mandate unless they really frig up, and give them marching orders to make the department work its ass off on service delivery. Give them the budget to hire and to train front line staff, and don't make hiring criteria so absurdly tight that good people can't qualify for the jobs.