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Of course there will be 'some in the RCAF' who aren't happy. When was the last time any large group of diverse individuals spread across a vast country ever all nodded together like a bunch of trained seals? There will always be a cadre of individuals who aren't happy with this decision or that...

Again, to be clear, we are not talking about cutting GIS in any manner, at least I’m not. GIS costs, again something that I laid out previously, range from 9-19.5b a year and is accessed to 2.6m CDNs.

Please site accurate numbers - OAS is not barreling towards 100b a year. You, and others, are lumping in the cost of GIS into the OAS. I have laid out, in detail, previously the costs of GIS vs OAS. Together they can in at roughly 83-85b a year.

Good luck to you in your approach, hopefully it works out for you. You're right, there are not many TFSA's with 1+million balances currently. But every single year the number with 1+m will grow but I don't expect it will balloon out of control because too many people think they can out perform...

LOL - Its not '1' fund, its investing the in the S&P 500 exclusively. The same can be said if someone mixed SPY with QQQ, which is the NASDAQ index. Go and pick any other EFT that focuses only on the S&P 500 or the NASDAQ only, the results will be remarkable close. Since 2008, the Invesco QQQ...

Now if there only was a viable outlet to the sea and beyond. Premier says there's no Indigenous opposition to pipeline proposed for northern Manitoba https://www.cbc.ca/news/canada/manitoba/manitoba-premier-pipeline-opposition-9.7223827

If you invested solely in SPY the max amount over entire length of the TSFA you'd be sitting on just over 700k. Buy an Indexed ETF and do nothing more continuously invest in it. Over the last 18 years, the SPDR S&P 500 ETF Trust (SPY) has achieved an annualized average return of approximately...

Are you serious? There are plenty of TFSA’s that have greater than a million. Every year that goes by will have more and more of them.

As for the comment about 'naive' about the asset test that I was referring to - your primary residence is NOT an asset that generates income or can be used to draw from and live off of (except for a reverse mortgage, that's a whole other topic). If an individual has a secondary residency or a...

These planes flew over my house during my lunch hour today. I think that the 2nd plane is a D-46? Unsure about the first one, maybe a Canso Flying Plane?

I went for a walk over lunch and mulled this over. I was off-side to say that. I was wrong and I apologize for saying that.

There's your 'give' again.

Not from Government.

Do you have any financial planning experience? Any qualifications at all? Do you work in banking?

CPP is NOT spending on the elderly, what are you talking about? It does NOT come from government revenues. Its COMPLETELY funded by individuals and by their employers. As for GIS, there will be a need, 100% to ensure that individuals who work their entire lives in min wage jobs or a few...

Again, that's not what I'm saying. I have said, time and again that OAS needs to be rolled down to zero. It needs to cease to exist in any form, over a set period of years. It needs to be replaced by an expanded CPP and a GIS that is based on 'assets' NOT income. I keep saying that GIS needs to...

I'm hot on this simply because its just another example of those in this country who simply think that the answer to all the solutions is to continuously hammer the 20% of the population who consistently carries a disproportionate burden of society. There is little to no looking or accepting...

Again you fail to understand the problem, the issue.

Again, you failed to read my other posts. I find it funny that OAS was treated the same as the Health Care benefit in the past, meaning that everyone got it and everyone was treated the same, regardless of their income. But, but, when it becomes apparent that some of us have properly planned...