As much as I would prefer the option of a 20% pay increase across the board, as it would benefit my situation the most, there is plenty of historical data to show what happens when we just give people fistfuls of cash and nothing else. If you look at the small and medium size communities where the CAF is one of the larger employers, and has a larger impact on the local economy, raising pay and allowances doesn't put those individuals ahead in most respects. It just raises the prices on everything, especially things like housing, daycare, and F150s.
If the CAF is serious about actually helping its members, fund better, exclusive, daycare for CAF families to allow spouses to work or improve their education. Find a way to provide a medical clinic for member's dependents, even if it means only having a core staff of nurses, NPs, social workers etc and MDs who can consult via video if needed. Find a real solution to the housing problem, which isn't giving everyone unlimited access to cheap rent in PMQs for their career. Help individuals out in the beginning, sure, but make it clear the intent is to transition out of subsidized housing into the economy.
And before people jump on the "they move us so often we can't get into the market like everyone else" bandwagon, provide some stats on that. Sure, there are plenty of individuals who move quite often, but how many actually stay in one place for 5 or more years in places like Edmonton, the two coasts, Pet, Valcatraz? I also ask what individuals who come from the big cities were going to do if they hadn't joined the military? How were they going to afford rent or a new home in Toronto, Victoria, or Ottawa if they had gone with a different career choice? Yes, moving people does affect their ability to get into and stay in a housing market. Maybe that is the problem we should be looking at solving by throwing money at. Maybe apply an allowance like the Outcan shelter allowance to mortgages, where there is a split between what the member pays and the CAF pays, and when it comes time to sell the home, the profits or losses are also shared by both. And give individuals the option to opt in or out.
But in the end, just handing out raises or retention bonuses, or complicated allowances isn't going to fix the problem by themselves.