An issue is the 'lifestyle' that those that are about to receive this pile of gold from their (mostly), 'live within their means' parents.
I see people in my neighbourhood 15+yrs younger than me driving high-end cars, kids having the latest fashion clothes, vacations to the Carib or Europe, lawn maintenance crews, house cleaners, etc and I KNOW that these people make either less than my wife or I or make the same - but I've got zero clue how they are pulling it all off. Either their parents already passed along some of the inheritance money earlier or they have maxed out their home credit line waiting for their parents to died and pay it all off.
I bought a new car for myself 11 months ago (a Toyota Corolla Hybrid) and passed my 2008 Honda Civic (151,000km) to my 2 teenaged kids and all they do is complain about driving 'such an old crappy car' because their fiends got used Audi A6's, a used Infiniti SUV or in another case a brand new Range Rover - its unreal.
I still ask myself this question on any purchase over 150$ - 'Do I need this or do I want this'? Or even this question, 'If I do actually need this, how can I go about getting it 'X' amount cheaper? I guess I'm just old, I'm 55, and can still remember growing up in a 1 bathroom house that only had a tub, no shower. I can still remember the first time I took a shower in a hotel in Toronto when I was 12yrs old on 1 of only 2 family vacations that I can remember didn't involve visiting/staying with family.
Its a different world now I guess, those younger want to be seen as 'green' but won't live in a house with only 9ft ceilings, they need to have 11 or even 12ft ceilings. They want a 'green' battery lawnmower , not a gas mower because that's bad, but at the same time need to have their inground pool natural gas heated, without a solar cover, from mid-May to mid Oct constantly at 28c. Its crazy. The churn through new Apple phones like they are Pez dispensers but make no effort to even grow their own tomato plants in pots on their giant newly poured exposed aggregate cement patios.