Seniors Benefits Discussion- split from Liberal (Minority/Majority) Government 2025 - ???

[Eaglelord17]

Yet people are told CCB is enough to convince people to have kids.

100-500 a month isn't doing squat. It's nice to have when you have kids, but nobody is looking at that and thinking it's the determining factor of whether they have kids or not.

Im sorry to hear about your child, sounds like a rough go.

Such is life. Can’t change it, can only roll with the punches. The plus side is you aren’t going to find a happier little boy anywhere else.

 

[Humphrey Bogart]

So Canadians who have had a successful career,, and have paid taxes on their earnings are MFers? Because they are enjoying the fruits of their labours? And there should be a revolt?

Do you think the Government should strip the assets of those Canadian taxpayers to somehow level the playing field?

If I have it right, Canada is a loser country in the eyes of many because there is no drive, very low productivity, too small an entrepreneurial class, no true venture capital etc.

Vilifying those who have either demonstrated those traits or have benefitted from those that have sure seems like an odd way to address those ills.

Am I to be vilified? My pension is larger than the median family income in Canada, and I am not eligible for OAS. Mind you, so is the salary of almost all military members after the raise. Should I stop earning now that i have retired from my military career so I don't take up work that could be done by a younger and apparently more valued member of society? Should it be illegal for me to buy the cottage that I have been eyeing up? Should I be forced to sell my motorcycle?

In short, WTF????

Nobody should be forced to sell anything. My solution, an unpopular one, especially amongst my age cohort, is less Govt, less taxes, and less help. I don't want to pay in to OAS, CPP, or any other collectivist scheme.

If it were up to me, I would opt out of paying in to any of those programs and keep the $$$ for myself. I would also love to pay less taxes.

 

[Humphrey Bogart]

Yet people are told CCB is enough to convince people to have kids.

100-500 a month isn't doing squat. It's nice to have when you have kids, but nobody is looking at that and thinking it's the determining factor of whether they have kids or not.

Im sorry to hear about your child, sounds like a rough go.

CCB is chump change. It isn't doing anything. I don't know how people my age who make the median income even afford to have children?

 

[SeaKingTacco]

Nobody should be forced to sell anything. My solution, an unpopular one, especially amongst my age cohort, is less Govt, less taxes, and less help. I don't want to pay in to OAS, CPP, or any other collectivist scheme.

If it were up to me, I would opt out of paying in to any of those programs and keep the $$$ for myself. I would also love to pay less taxes.

You don’t pay into OAS (directly). It is from general revenues. Which is worse.

 

[Brad Sallows]

Musing on costs of housing...

A single detached costs X. A tear-down and rebuild (another single detached) costs Y.

No new housing has been created, but the price has jumped from X to X+Y+Profit.

A lift from 1.2M to 2.0M is quite a lift.

 

[Czech_pivo]

Musing on costs of housing...

A single detached costs X. A tear-down and rebuild (another single detached) costs Y.

No new housing has been created, but the price has jumped from X to X+Y+Profit.

A lift from 1.2M to 2.0M is quite a lift.

No new housing has been created - but the same consumer events have occurred similar to a new house.
1) All new appliances
2) New furniture
3) New furnace
4) New AC
5) New driveway most likely
6) New landscaping
These are all the things that occur when a net new house is built, but in this case there is no net new house.

 

[YZT580]

While dropping below replacement, the birth rate fluctuated between 1.5 and 1.7 children per woman. Manageable with moderate rates of immigration.

It's been dropping steadily since 2010, last time it was at 1.7. by 2015 it was at 1.5. by 2023 its at 1.25

And it's still dropping.

gee, that is coincidental with Justin's election.

 

[Altair]

gee, that is coincidental with Justin's election.

Yeah, how dare Harper just saddle JT with that.

Dick move.

 

[Eaglelord17]

gee, that is coincidental with Justin's election.

Also coincidental with the massive increase in housing prices and relatively stagnant wages in comparison to inflation.

 

[YZT580]

Yeah, how dare Harper just saddle JT with that.

Dick move.

touchy

 

[lenaitch]

FWIW women 100 years ago were having their kids in their late teens and early 20s.
Different times.

And often lost a bunch. My dad was one of five - three made it to adulthood.

 

[Altair]

touchy

I mean, it's lazy to pin this on any one PM.

Mulroney stopped the feds building public housing

Chretien and Martin didn't do anything in terms of affordability either. By the end of Martin's term housing prices started outpacing wage growth. So a 10-12 year lag time.

The global financial crisis hit during Harper hammering wage growth while housing prices kept steadily rising. This was when I was looking at buying a house and even then the math wasn't working.

Trudeau came in and raised immigration while ignoring housing because it wasn't his jurisdiction. Toss in COVID and the seeds of Mulroney fully taking root and bam, worse case scenario.

But let's be clear here, I blame every PM since Mulroney....save Campbell, she didn't have enough time to screw it up.

So we get Canadians who cannot afford homes to buy or to rent being asked to put aside their futures to pop out children while the generations that have cottages and boats and vacation twice a year get the largesse of the federal and provincial budgets.

Blaming one PM is a lazy way to excuse the mismanagement of the past 30 years

 

[Halifax Tar]

Nobody should be forced to sell anything. My solution, an unpopular one, especially amongst my age cohort, is less Govt, less taxes, and less help. I don't want to pay in to OAS, CPP, or any other collectivist scheme.

If it were up to me, I would opt out of paying in to any of those programs and keep the $$$ for myself. I would also love to pay less taxes.

But we have created a society where other people depend on you working and paying for their social benefits. What happens to them ?

sarcasm off

 

[OldSolduer]

But we have created a society where other people depend on you working and paying for their social benefits. What happens to them ?

sarcasm

Wise you are in the ways of depending...

Anyways - you're right. People have been conditioned to expect it now when hard times hit.

 

[Eaglelord17]

Musing on costs of housing...

A single detached costs X. A tear-down and rebuild (another single detached) costs Y.

No new housing has been created, but the price has jumped from X to X+Y+Profit.

A lift from 1.2M to 2.0M is quite a lift.

Thats something I realized a few years ago, the amount of houses built isn’t necessarily reflecting a increase in available housing due to the tear down and rebuild going on.

I suspect houses built post-WWII into the 70s were mostly new builds without knocking down many old homes. So their numbers are even better than todays with that in mind.

Cities or even provincial governments should be denying demolition and building permits for fully functional homes unless there is substantial gains in housing (i.e. tearing down a single home and replacing it with a 4 plex). Changing from 1200ft to 2400ft on the same property with the same amount of habitants shouldn’t be allowed when there is a housing shortage.

 

[ytz]

Context.

 

[OldSolduer]

Thats something I realized a few years ago, the amount of houses built isn’t necessarily reflecting a increase in available housing due to the tear down and rebuild going on.

I suspect houses built post-WWII into the 70s were mostly new builds without knocking down many old homes. So their numbers are even better than todays with that in mind.

Cities or even provincial governments should be denying demolition and building permits for fully functional homes unless there is substantial gains in housing (i.e. tearing down a single home and replacing it with a 4 plex). Changing from 1200ft to 2400ft on the same property with the same amount of habitants shouldn’t be allowed when there is a housing shortage.

BINGO!!

I said something similar the other day. Instead of one 3000 square foot house build three 1000 square foot houses....

 

[Halifax Tar]

Thats something I realized a few years ago, the amount of houses built isn’t necessarily reflecting a increase in available housing due to the tear down and rebuild going on.

I suspect houses built post-WWII into the 70s were mostly new builds without knocking down many old homes. So their numbers are even better than todays with that in mind.

Cities or even provincial governments should be denying demolition and building permits for fully functional homes unless there is substantial gains in housing (i.e. tearing down a single home and replacing it with a 4 plex). Changing from 1200ft to 2400ft on the same property with the same amount of habitants shouldn’t be allowed when there is a housing shortage.

This is happening all over my neighborhood. Fairview is a post war grid based neighborhood that was built for the railroad workers at the Fairview terminal.

My house is a late 40s early 50 prefab post war story and a half. As are much of the houses in my neighborhood. Its small 2 bedrooms, but that works as its just my wife, daughter and I. Its roughly 700 sq ft. We finished the basement so its expanded a bit.

More and more these houses are being torn down with and either adjoining lost are being consolidated together for apartment buildings or tall skinny duplexes are going in.

Fairview, Nova Scotia - Wikipedia

en.wikipedia.org

 

[Halifax Tar]

This is the direction the Halifax City council wants to move the city.

15-minute cities: walkable urban centres are open-air prisons, apparently - Halifax Examiner

I am completely baffled by people who seem to think that the way they live now is somehow not the result of social engineering, but that any attempt to change those structures is.

www.halifaxexaminer.ca

I am actually ok with this, its just not for me so I will/would be pushed out of the city.

 

[Czech_pivo]

View attachment 99872

View attachment 99873

Context.

How many of those homes in Europe are being used solely or mainly for AirBnB purposes? Having just put my pinky toe into the real estate market in the Montpellier area, I can tell you that ALOT of houses are taken out of the market because of the AirBnb craze. If these units were put back into the market it would alter the numbers of above.