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Cost of housing in Canada

Last update October 28, 2024

Which cities have the highest property taxes in Ontario for 2024?​

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Which cities have the lowest taxes in Ontario for 2024?​

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Who are all these boomers that made 100,000 a year plus pensions? I doubt the vast amount of people qualify for that category
Posted up thread

As of the 2021 census (2020 tax year) the clawback range of 79-128k covered the 90th to 97th percentiles of respondents over 65. The same census put the total age cohort at 7million. 7% of that = 490,000. Max OAS for 2020 was $7362. Call the average payout 60% for those in the range- that's 2.16 billion to those with a retirement income of 79k or more. Another 15% (the 75th to 90th percentiles), or 1.05mm seniors were 54k to 81k. Assuming the full amount of OAS to each that's 7.73B. So rough numbers, a combined 9.89 billion in just because money to Canadians with individual retirement incomes over 54k.

That number will have grown. I don't want to make this a generational pissing match, or about generational equity- the same exercise should happen with the Canada Child Benefit. We need to cut spending and get finances in order, every dollar needs to be justified as accomplishing a societal objective within the jurisdiction of the Federal government. Just because money is an easy cut.

To the concept of the "social contract" it would be breaking (or not), two things- primacy of parliament, and force majeure.
 
My question is why is this a government, taxpayer, problem ?

Why should this not fall on the family and charity ?

Not aimed at you @AbdullahD just in general.
Well the reason I can't take care of my Dad, is because the government decided it knows what to do with my money better then I do.. but without getting into my usual rant against big, socialized, welfare governments that remove the onus from the people directly involved and on to a government apparatus that is usually extremely ineffective.. I'll just say if scammers had not parted him with his monies, going offshore to a cheaper country to find care for him would be realistic.

But getting from where we are now to a small government, is not a smooth road, so it is what it is and I also realize my opinions do not represent the average Canadian so maybe they shouldn't be enacted.. but imo it is part of what is driving the cost of living up.
 
But getting from where we are now to a small government, is not a smooth road, so it is what it is and I also realize my opinions do not represent the average Canadian so maybe they shouldn't be enacted.. but imo it is part of what is driving the cost of living up.
I don’t know, Abdullah…you may actually be ‘more average’ than you think. 😉

I see no fault in your logic here. If the government were at least mildly efficient with taxpayer money, that would be one thing…but it’s daisy-chained in efficient and ineffective ‘program delivery.’
 
Well the reason I can't take care of my Dad, is because the government decided it knows what to do with my money better then I do.. but without getting into my usual rant against big, socialized, welfare governments that remove the onus from the people directly involved and on to a government apparatus that is usually extremely ineffective.. I'll just say if scammers had not parted him with his monies, going offshore to a cheaper country to find care for him would be realistic.

But getting from where we are now to a small government, is not a smooth road, so it is what it is and I also realize my opinions do not represent the average Canadian so maybe they shouldn't be enacted.. but imo it is part of what is driving the cost of living up.

I'm with you. I share your views on big socialized gov programs.

But I wouldn't be as against them if I felt they were at least effective.
 
Hey as usual us GenX are not on the radar. And that’s fine, as usual everybody else can do their thing and we’ll just look after ourselves LoL!
1965 to 1980. The time frame where parents used Darwinism to raise their kids. lol. In an old man tells stories at work situation I had a couple of students not believe me when I told them our parents didn’t take us to the school bus stop when we were in kindergarten, and piled 12 kids into a stationwagon to go to the movies.
 
1965 to 1980. The time frame where parents used Darwinism to raise their kids. lol. In an old man tells stories at work situation I had a couple of students not believe me when I told them our parents didn’t take us to the school bus stop when we were in kindergarten, and piled 12 kids into a stationwagon to go to the movies.
My Father was a High School teacher and he's been retired for almost 20 years. He has a bunch of old year books from the early 80s when he first started teaching and the photos are hilarious. Kids and Teachers all smoking cigarettes in the hallways together, etc.

Then some of the revolutionary decisions the administrators made back then like "let's take all the bad kids and put them in one classroom so they don't corrupt the other kids" 😄
 
My Father was a High School teacher and he's been retired for almost 20 years. He has a bunch of old year books from the early 80s when he first started teaching and the photos are hilarious. Kids and Teachers all smoking cigarettes in the hallways together, etc.

Then some of the revolutionary decisions the administrators made back then like "let's take all the bad kids and put them in one classroom so they don't corrupt the other kids" 😄
My grade 3 and 4 teacher was a chain smoker and smoked in class.
 
My grade 3 and 4 teacher was a chain smoker and smoked in class.
By the time I started school in '87 smoking was not allowed in the classrooms. On the Island they had a "Smoke Free Class of 2000" thing going on, where they got all of us to agree to not smoke, so the grad class in 2000 would be the first 100% non-smoking grad class... It didn't work.
 
1965 to 1980. The time frame where parents used Darwinism to raise their kids. lol. In an old man tells stories at work situation I had a couple of students not believe me when I told them our parents didn’t take us to the school bus stop when we were in kindergarten, and piled 12 kids into a stationwagon to go to the movies.
and you could ride in the back of a pickup.
 
Then some of the revolutionary decisions the administrators made back then like "let's take all the bad kids and put them in one classroom so they don't corrupt the other kids" 😄
In grade 5 I was in a cardboard enclosure at the back of the class, I could hear but I wasn't allowed to see, the other students. So glad I was born back then because today I'd just get doped up, and I've seen enough lads in jail over the years that started their drug journey with those 'lets make it easy on us' medications.
 
In grade 5 I was in a cardboard enclosure at the back of the class, I could hear but I wasn't allowed to see, the other students. So glad I was born back then because today I'd just get doped up, and I've seen enough lads in jail over the years that started their drug journey with those 'lets make it easy on us' medications.
we were stood in the cloakroom
 
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