Seriously concerned over med release process

[Milli]

Just got word I’m being medically released, along with many others, should be a 3B. I understand you are guaranteed 75-90% of pay for two years through manulife depending on whether it’s a 3A or 3B release. Which is great. However I am absolutely terrified they are not going to acknowledge various mental issues & physical impairments, and send me back to the real world.
Which would be very very bad for me. I wouldn’t be able to do school, let alone have a career.
I’ve only seen PTSD approved for the totally disabled, in terms of mental issues, which I do not have. And I’m young, with a baby. Mid 20s. And everyone is telling me “you’re so young! You can do so much” and I’m scared VAC will say the same. I’m scared I will say the wrong things, or have to hide happy moments in my life in fear of being perceived as OK.
I was approved 45% disabled last year through one mental issue, still fighting through some physical issue claims. My medical file size is a solid book too.

I guess what I’m asking is for some insight about the end of the 2 years, hope that I won’t be fed to the wolves, experiences, anything.

Thanks for reading my novel.

 

[Chargersfan]

Just got word I’m being medically released, along with many others, should be a 3B. I understand you are guaranteed 75-90% of pay for two years through manulife depending on whether it’s a 3A or 3B release. Which is great. However I am absolutely terrified they are not going to acknowledge various mental issues & physical impairments, and send me back to the real world.
Which would be very very bad for me. I wouldn’t be able to do school, let alone have a career.
I’ve only seen PTSD approved for the totally disabled, in terms of mental issues, which I do not have. And I’m young, with a baby. Mid 20s. And everyone is telling me “you’re so young! You can do so much” and I’m scared VAC will say the same. I’m scared I will say the wrong things, or have to hide happy moments in my life in fear of being perceived as OK.
I was approved 45% disabled last year through one mental issue, still fighting through some physical issue claims. My medical file size is a solid book too.

I guess what I’m asking is for some insight about the end of the 2 years, hope that I won’t be fed to the wolves, experiences, anything.

Thanks for reading my novel.

Mid 20’s? So, less than 10 years service? Not an expert, but I think your entitlements will be less. Go to a scan seminar and ask questions….

 

[CountDC]

That is the best advice you will get - SCAN, especially the medical part and ask lots of questions. Hell, if you think of it ask, don't worry about what anyone else may think or what the answer might be as it is too important. You need to know. Don't rely on what others have gone through either, what bloggins experienced 4 years ago does not carry forward to today with changes happening over the years.

Now my personal point - you have a family, keep them in the loop rather than trying to go through everything on your own. They may even catch things that you don't think of.

Best of luck.

 

[Jarnhamar]

Just got word I’m being medically released, along with many others, should be a 3B.

If you're being medically released you'll get a decision letter indicating you're receiving a 3A or 3B medical release and the date of your release.

Some members have been "told" they're getting medical releases only to have their PCat come back low risk and the member is retained in the CAF, with some restrictions.

So becareful assuming you will be medically released - I personally know 4 people who got a nasty surprise.
 

I understand you are guaranteed 75-90% of pay for two years through manulife depending on whether it’s a 3A or 3B release.

This isn't exactly accurate. If you're being medically released you're guaranteed 2-years salary, but you have to apply for it. 75% comes from CAF LTD, 15% comes from the VAC rehab program. This has nothing to do with it being 3A vs 3B.

Which is great. However I am absolutely terrified they are not going to acknowledge various mental issues & physical impairments, and send me back to the real world.

It's a possibility. I know someone who is 75% disabled according to VAC (which will be higher when an award comes in as well as resessment) and they're still working 5 full days with no MELs.

Getting a salary from CAF LTD or VAC the rest of your life is a possibility but not guarenteed. The good news is they're cognizant that people have good days as well as bad days won't think you're okay just because you're smiling or not a complete head case.

Theres alot of VAC horror stories out there but they also do some really amazing stuff.